{"id":15056,"date":"2022-06-30T10:40:11","date_gmt":"2022-06-30T17:40:11","guid":{"rendered":"https:\/\/cowbell.insure\/?page_id=15056"},"modified":"2025-11-13T12:38:09","modified_gmt":"2025-11-13T20:38:09","slug":"cowbell-factors","status":"publish","type":"page","link":"https:\/\/cowbell.insure\/au\/cowbell-factors\/","title":{"rendered":"Cowbell Factors"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero &#8221; module_class=&#8221;cowbell-closed-loop-banner&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_image=&#8221;https:\/\/cowbell.insure\/au\/wp-content\/uploads\/sites\/17\/2025\/10\/cowbell-factors-banner.png&#8221; background_enable_video_mp4=&#8221;off&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; 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The Cowbell platform guides you to select insurance coverage that matches your insurable security threats. Unlike traditional methods, Cowbell Factors apply continuous observation to map exposure and impact.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/cowbell.insure\/au\/wp-content\/uploads\/sites\/17\/2025\/11\/Cowbell_Factor_Visualization_UK_English-1280&#215;482-1.png&#8221; title_text=&#8221;Cowbell_Factor_Visualization_UK_English-1280&#215;482&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;70%&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; custom_padding=&#8221;||40px||false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Network Security&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;20px|0px||20px|false|false&#8221; border_color_all=&#8221;rgba(84,84,84,0.5)&#8221; border_width_top=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Measures the strength of the organisation\u2019s network infrastructure and whether security best practices are deployed &#8211; encryption, secure protocols, patching frequency. This factor also checks for vulnerabilities, malware, and misconfigurations.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Cloud Security&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;20px|0px||20px|false|false&#8221; border_color_all=&#8221;rgba(84,84,84,0.5)&#8221; border_width_top=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Measures the strength of an organisation\u2019s cloud security based on footprint on commonly used public clouds (AWS, Azure, GCP, etc), security configuration, and alignment to security best practices.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Endpoint Security&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;20px|0px||20px|false|false&#8221; border_color_all=&#8221;rgba(84,84,84,0.5)&#8221; border_width_top=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Measures endpoint preparedness (servers, mobile devices, IoT endpoints) towards cyberattacks. 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This factor is compiled from technographic and firmographic data, web scraping information, and public vulnerability repositories.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;How it Works&#8221; module_class=&#8221;custom-background-mask-1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; background_enable_color=&#8221;off&#8221; custom_padding_phone=&#8221;|30px||30px|true|true&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; width_tablet=&#8221;85%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; min_height=&#8221;824px&#8221; custom_padding=&#8221;5px||90px||false|false&#8221; custom_padding_tablet=&#8221;80px||60px||false|false&#8221; custom_padding_phone=&#8221;60px||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;_initial&#8221; custom_padding=&#8221;||||false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;How It Works&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;91px&#8221; custom_margin=&#8221;||-2px|||&#8221; custom_padding=&#8221;||10px|||&#8221; 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internet-facing infrastructure<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Inside-Out&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;24px&#8221; module_class=&#8221;cowbell-policy-feature&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_line_height=&#8221;1em&#8221; image_icon_custom_padding=&#8221;3px||||false|false&#8221; custom_margin=&#8221;20px||35px||false|false&#8221; custom_padding=&#8221;||||true|true&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Your organisation\u2019s inside-out cybersecurity posture<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Dark Web Intelligence&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x5a;||divi||400&#8243; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;24px&#8221; module_class=&#8221;cowbell-policy-feature&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; 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