API Licence


This Cowbell API Licence Agreement (“Agreement”) governs the implementation and use of the Cowbell APIs and API Specification to allow a Software Application to interoperate with the Cowbell Solution for internal development or testing purposes. If You are entering into this Agreement on behalf of an organization You represent, You have the authority to bind Your organization to this Agreement. If You do not have that authority, or if You do not agree with the terms of this Agreement, You may not implement the Cowbell APIs or use the API Specification. By clicking a button denoting acceptance of this Agreement, or by implementing, downloading or otherwise accessing the Cowbell APIs, You agree to be legally bound by the terms of this Agreement and the terms of Cowbell’s Terms of Service (available at https://cowbell.insure/terms/) and Privacy Policy (available at https://cowbell.insure/privacy/). This Agreement is effective between You and Cowbell Cyber, Inc. and its subsidiaries (“Cowbell”) as of the date of Your acceptance. You and Cowbell are each individually referred to herein as a “Party,” and collectively as “Parties.”

1. Definitions

“API Limits” means restrictions (e.g., rate limits and concurrency limits) to Your API calls as described on the Cowbell Developer website substantially described at: https://developers.cowbellcyber.ai/.

“Application Programming Interface” or “API” means a collection of routines, classes, function parameters, protocols, webhooks, related libraries and other instructions provided in Source Code or Object Code form.

“API Specification” means a written description or definition of the routines, classes, function parameters, protocols, webhooks, related libraries and other instructions that allow a Software Application to interoperate with the Cowbell Solution, and as substantially described at: https://developers.cowbellcyber.ai/.

“Feedback” means suggestions or comments provided by You to Cowbell that are related to Cowbell products (e.g., Cowbell APIs or the Cowbell Solution).

“Forking” mean the act of creating a distinct and/or separate set of APIs that are based upon, derived from, or a modification of the Cowbell APIs.

“Cowbell API” means a collection of routines, classes, function parameters, protocols, related libraries, tools and other instructions provided in Source Code or Object Code form that allow access to or interoperability with the Cowbell Solution by a Software Application, as substantially described and made available at: https://developers.cowbellcyber.ai/.

“Cowbell Solution” means a service or services made available to You through the Cowbell APIs and substantially described at: https://developers.cowbellcyber.ai/.

“Object Code” means Source Code that has been interpreted, compiled or otherwise translated into a machine readable form.

“Software Application” means software authored by You in Object Code or Source Code form that accesses or otherwise interoperates with the Cowbell Solution via the Cowbell APIs.

“Source Code” means computer code in a human readable form and as such computer code that has not been interpreted or compiled.

“Use” means a right to perform or reproduce (as defined under 17 U.S.C. § 101 et seq.) or other applicable copyright statute but does not include any right of sublicense or distribution.

“You” or “Your” means you, the person entering into this Agreement or, if you are entering into this Agreement on behalf of an organization (or implementing the API Specification and associated Cowbell APIs on behalf of or in a product owned or licensed by an organization), that organization.

2. Licenses and Restrictions

A. Cowbell API License. Subject to the provisions of this Agreement, Cowbell grants You a world-wide, revocable, non-exclusive license, under Cowbell copyrights, to Use the Cowbell APIs to facilitate the interoperability of the Cowbell Solution and the Software Application solely for internal development or testing purposes. You are granted this license provided that You adhere to the API Limits as a condition to receiving this license, and that You do not attempt to circumvent any such API Limits.

B. Cowbell API Specification License. Cowbell grants You a world-wide, non-exclusive, royalty-free, revocable license, under Cowbell copyrights, to Use the API Specification to enable interoperability between the Software Application and the Cowbell Solution.

C. Feedback. If You provide Feedback to Cowbell, You grant to Cowbell all legal right, title and interest in the Feedback. Further, to the extent Cowbell requires the execution of one or more legal documents necessary to perfect these legal rights, You agree to execute all such documents for Cowbell.

D. Cowbell API License Restrictions. Cowbell retains legal title to the Cowbell APIs under this Agreement, and You agree not to delete or alter any copyright (e.g., “© Cowbell, Inc.”) or other proprietary notices signifying Cowbell’s ownership of this legal title. Additionally, You agree to and acknowledge the following license restrictions: (i) no right to commercially perform, distribute, or use the Cowbell APIs (or sublicense any of the foregoing rights) is granted under this Agreement; (ii) in no event will you make available the Cowbell APIs in Source Code form to an end user or any other third party; (iii) none of the following rights are granted with respect to the Cowbell APIs: the right to distribute, publicly display, or to create derivatives (e.g., a superset or subset of the Cowbell APIs); and (iv) the Cowbell APIs shall not be used to access a service other than the Cowbell Solution. Cowbell may limit the number and/or frequency of API requests to the Cowbell Solution, or any use of the APIs that could damage, disable, overburden, impair or otherwise interfere with the Cowbell Solution.

E. API Specification License Restrictions. Cowbell retains legal title to the API Specification under this Agreement and You agree not to delete or alter any copyright (e.g., “© Cowbell Cyber, Inc.”) or other proprietary notices signifying Cowbell’s ownership of this legal title. Further, You agree to the following license restriction: You shall not make an unreasonable number of reproductions of the API Specification. Further, for avoidance of doubt, no right to: (i) distribute; (ii) sublicense; (iii) publicly display; or (iv) create derivatives of the API Specification is granted to You hereunder.

3. Warranty, Disclaimer, Indemnity, and Limitation of Liability

A. Forking. You represent and warrant that You have not and will not engage in Forking or otherwise attempt to modify or reverse engineer the Cowbell APIs. Further, You represent and warrant that You have not and will not distribute a set of APIs or a development kit that is based upon or otherwise a modification of, the Cowbell APIs, including being a subset or superset of the Cowbell APIs.

B. Branding. You agree to follow or otherwise adhere to applicable trademark laws and any additional guidelines or limitations set forth by Cowbell pertaining to the use of Cowbell trademarks (registered or otherwise), logos, or word marks (collectively “Marks”) and the goodwill associated therewith. Further, you acknowledge that unless separately negotiated with Cowbell, no license (implied or explicit) to use the Marks and the goodwill associated therewith is provided herein.

C. Disclaimer of Warranties. You acknowledge THAT the Cowbell APIs AND THE API SPECIFICATION are provided “AS IS,” without warranty of any kind, and may not be functional on any machine or in any environment. TO THE EXTENT PERMITTED BY APPLICABLE LAW, Cowbell DISCLAIMS ALL WARRANTIES RELATING TO THE Cowbell SOLUTIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES AGAINST INFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Cowbell makes no representations or warranties regarding the suitability of the Cowbell APIs OR THE API SPECIFICATION for your intended requirements or purposes, including for use with Your Software Application. Further, Cowbell makes no representations or warranties regarding the integrity of data that You TRANSMIT, transfer, store, obtain or receive through use of the Cowbell APIs. Cowbell is not obligated to maintain or support the Cowbell APIs, or to provide you with updates, fixes, or services related thereto. You assume all risk arising from use of the Cowbell APIs, including, without limitation, the risk of damage to Your computer system, Software Application, the corruption or loss of data, and compliance with ALL applicable laws and regulations (including laws and regulations related to privacy and data protection).

D. Indemnity. You shall defend, indemnify and hold harmless Cowbell, its affiliates and their respective officers, directors, employees, agents and representatives from any and all claims, damages, liabilities, costs and fees (including reasonable attorneys’ fees) arising from the Software Application. The Parties agree to comply with the following process when Cowbell seeks indemnification under this section and specifically that Cowbell is to:- (i) promptly give You written notice of the claim; (ii) give You sole control of the defense and settlement of the claim (provided that You may not settle any claim unless it unconditionally releases Cowbell of all liability); and (iii) provide You, at Your cost, all reasonable assistance


4. Confidentiality

As used herein, Confidential Information means:- (i) any Feedback that You provide to Cowbell pursuant to Section 2.C; and (ii) any Cowbell business or technical information that is disclosed to You in connection with this Agreement, including, but not limited to, any information relating to Cowbell’s plans, business opportunities, or research and development. Confidential Information excludes any information that- (a) is or becomes generally known to the public other than as a result of Your breach of this Agreement; (b) is rightfully known to You at the time of disclosure without restrictions on use or disclosure; (c) is independently developed by You, without access to or use of any Confidential Information; or (d) is rightfully obtained by You from a third party who has the right to disclose it and who discloses it without restrictions on use or disclosure. You will maintain all Confidential Information in strict confidence and will not disclose Confidential Information to any third party, other than a contractor who needs to know for the purposes of this Agreement and who agrees in writing to treat the Confidential Information on terms no less protective than this Agreement. You will be liable for any such contractor’s failure to treat the Confidential Information in accordance with this Agreement. You will not use Confidential Information, except as necessary for the performance of this Agreement.

5. Term and Termination

A. Term. This Agreement will commence on the date You implement the Cowbell APIs or the API Specification, and will continue until terminated as provided in Section(s) 5.B or Section 5.C.

B. Termination for Convenience. Cowbell may terminate this Agreement for any reason with thirty (30) days’ advance notice to You. Cowbell may, in its sole discretion, reinstate Your ability to Use the APIs or API Specification. You may terminate the Agreement at any time by ceasing to Use the Cowbell APIs, the API Specification, and disabling Your Software Application’s ability to Use the Cowbell APIs.

C. Termination for Breach. Cowbell may terminate this Agreement immediately upon written notice if You breach this Agreement. Cowbell may, at its sole discretion, reinstate Your ability to Use the APIs or API Specification if You demonstrate that You have remedied any such breach.

D. Emergency Suspension. If Cowbell becomes aware of a situation where Your use of the Cowbell APIs may unduly disrupt its delivery of the Cowbell Solution to third parties (e.g., customers of Cowbell) generally, or if Cowbell detects unauthorized third party access to the Cowbell Solution (collectively referenced herein as an “Emergency”), Cowbell may immediately suspend the offending use (and any rights licensed under this Agreement that enable such use). Any such suspension shall be to the minimum extent and duration needed to respond to the Emergency. At its sole discretion, Cowbell may reinstate the use (and any rights granted in this Agreement that enable such a use) where the Emergency has been resolved.

E. Survival Upon Termination. Upon termination of this Agreement, Your licenses to the Cowbell APIs, and the API Specification under Sections 2.A (Cowbell API License) and 2.B (Cowbell API Specification License) shall immediately terminate. Notwithstanding the foregoing, Sections 2.C (Feedback), 3 (Warranty, Disclaimer, Indemnity, and Limitation of Liability), 4 (Confidentiality), 6 (Data Privacy; Privacy Statement), and 8 (Miscellaneous) will survive any termination of this Agreement.

6. Data Privacy; Privacy Statement

A. Should Cowbell processes any personal data on Your behalf when performing its obligations under this Agreement, the parties record their intention that You shall be the data controller and Cowbell shall be a data processor and in any such case: (i) You acknowledge and agree that the personal data may be transferred or stored outside the EEA or the country where You and Your authorised users are located in order to carry out Cowbell’s obligations under this Agreement; (ii) You shall ensure that: (a) You are entitled to transfer the relevant personal data to Cowbell so that Cowbell may lawfully use, process and transfer the personal data in accordance with this Agreement on Your behalf; and (b) the relevant third parties have been informed of, and have given their consent to, such use, processing, and transfer as required by all applicable data protection legislation; (c) Cowbell shall process the personal data only in accordance with the terms of this Agreement and any lawful instructions reasonably given by You from time to time; and (d) each party shall take appropriate technical and organisational measures against unauthorised or unlawful processing of the personal data or its accidental loss, destruction or damage.

B. Cowbell will hold Your data in confidence in accordance with the Privacy Policy located at https://cowbell.insure/uk/privacy/

7. Proprietary Rights; Suggestions

You will retain all right, title and interest in and to all of Your data. You grant Cowbell a royalty-free, worldwide, irrevocable, perpetual license to use or incorporate into the the services provided by Cowbell hereunder any suggestions, enhancement requests, recommendations or other feedback provided by Your relating to the operation of the services provided by Cowbell hereunder.

8. Miscellaneous

A. No Waiver.  No waiver of or failure to act regarding any breach of this Agreement by either party or the failure of either party to insist on the exact performance of any provision of this Agreement will constitute a waiver of any prior, concurrent or subsequent breach of the same or any other provisions hereof, and no waiver will be effective unless made in writing.

B. No Support. Unless otherwise agreed to in writing, Cowbell shall not be responsible for providing any support, maintenance, or other services (or level of service) to You or a user of the Software Application for the Cowbell APIs.

C. Integration; Order of Precedence. Unless otherwise agreed to in writing between the Parties, this Agreement, along with Cowbell’s Terms of Service (available at https://cowbell.insure/terms/) and Cowbell’s Privacy Policy (available at https://cowbell.insure/privacy/), constitute the entire agreement and supersedes any prior agreements (including a prior Cowbell Application Programming Interface License Agreement), and any prior or contemporaneous understandings, representations and other communications (whether written or oral) between the Parties with regard to the subject matter hereof. This Agreement may not be amended or modified except by a writing signed by both Parties hereto. The terms of this Agreement shall supersede and control over any conflicting or additional terms and conditions of any order, acknowledgement, or confirmation or other document issued by You, unless the Parties mutually agree in writing that such terms and conditions shall modify, supersede and control in the event of any inconsistency with this Agreement.

D. Severability. If any provision of this Agreement, or the application thereof, becomes or is declared by a court of competent jurisdiction to be illegal, void or unenforceable, the remainder of this Agreement will continue in full force and effect and the application of such provision will be interpreted so as reasonably to effect the intent of the Parties.

E. Force Majeure. If either Party is prevented from performing, or is unable to perform, any of its obligations under this Agreement due to any cause beyond the reasonable control of the Party invoking this provision (including, without limitation, for causes due to war, fire, earthquake, flood, hurricane, riots, acts of God, internet service provider failures or delays, denial of service attacks, or other similar causes), the affected Party’s performance will be excused and the time for performance will be extended for the period of delay or inability to perform due to such occurrence; provided that, the affected Party:- (i) provides the other Party with prompt notice of the nature and expected duration of the event; (ii) uses commercially reasonable efforts to address and mitigate the cause and effect of such event; (iii) provides periodic notice of relevant developments; and (iv) provides prompt notice of the end of such event.

F. Press Release; References. Unless a written waiver has been agreed to between the Parties, neither Party will issue a public statement or press release regarding this Agreement without the prior consent of the other Party. Notwithstanding the foregoing, Cowbell, during the term of this Agreement, will be permitted to publicly list You as a customer and you hereby grant Cowbell a license to use Your standard logo for Cowbell’s promotional and marketing purposes in connection with this Agreement and your Software Application’s interoperation with the Cowbell Solution. Upon Cowbell’s prior written request, You will cooperate with Cowbell to prepare a written description of Your use of the Cowbell Solutions or Cowbell APIs, and Cowbell may provide such description to other prospective customers. Cowbell will follow brand usage requirements concerning use of your logo if any are provided to Cowbell by You.

G. Cowbell’s Right of Modification. At Cowbell’s discretion, Cowbell may modify the terms of this Agreement upon thirty (30) days’ notice to You. If You continue using Cowbell’s APIs after the date such modifications become effective, you will be deemed to have accepted the modifications. If you do not wish to accept such modifications, you may terminate this Agreement in accordance with Section 5.B.

H. Assignment. You may assign this Agreement in its entirety, whether by operation of law or otherwise, with the prior written consent of Cowbell (not to be unreasonably withheld). Any attempt to assign Your rights or obligations under this Agreement in breach of this section will be void and of no effect. Cowbell may assign this Agreement in its entirety whether by operation of law or otherwise without Your prior written consent.

I. Implied License and Estoppel. Nothing in this Agreement shall be construed as granting a license via the doctrines of Implied License or Legal Estoppel to rights beyond what is expressly granted under this Agreement. Further, nothing in this Agreement shall be deemed a waiver of Cowbell’s intellectual property rights in the Cowbell Solution, or other Cowbell technologies. These intellectual property rights are reserved to Cowbell. Through agreeing to the terms of this Agreement, You acknowledge that You are only licensed to the rights expressly enumerated in this Agreement and that the actions of the parties and/or the consideration granted under this Agreement is solely for these rights and for no others.

J. Governing Law; Notices. This Agreement shall be governed by the laws of England. The United Nations Convention on contracts for the international sale of goods shall not apply to this Agreement. The parties hereby consent to the exclusive jurisdiction of the English courts. Notices under this Agreement must be in writing and are deemed to have been given upon (i) personal delivery, (ii) the third business day after mailing, (ii) the first business day after sending by email. Notices to Cowbell must be addressed to: “Application Programming Interface License Agreement” and Cowbell Managing General Agency Ltd. 30 Dukes Place, London EC3A 7LP, United Kingdom, hxfhccbeg@pbjoryyplore.nv, with a copy to our General Counsel at the same address and/or email address.