[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Hero” module_class=”post-incident-banner” _builder_version=”4.27.4″ _module_preset=”_initial” custom_padding=”0px|0px|0px|0px|true|true” custom_padding_tablet=”|0px||0px|true|true” custom_padding_phone=”0px|0px|0px|0px|true|true” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” make_equal=”on” module_class=”prime250-content” _builder_version=”4.27.4″ _module_preset=”_initial” custom_padding=”0px|0px|90px|0px|false|true” custom_padding_tablet=”0px||90px||false|true” custom_padding_phone=”0px|0px|70px|0px|false|true” module_alignment_tablet=”” module_alignment_phone=”” module_alignment_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”post-incident-banner-left” _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_image src=”https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/11\/claims-banner.png” title_text=”claims-banner” _builder_version=”4.27.4″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ module_class=”post-incident-banner-right” _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_heading title=”Claims & Incident Response services” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_heading title=”Expert support when it matters most” _builder_version=”4.27.4″ _module_preset=”default” title_level=”h4″ custom_margin=”||0px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.5″ _module_preset=”_initial” custom_margin=”||40px||false|false” global_colors_info=”{}”]<\/p>\n
A cyber incident can bring uncertainty, stress, and disruption. Fortunately, our in-house claims specialists and vetted panel of incident response experts work together and are available to you 24\/7\/365 to minimise impact and guide recovery, so you can focus on getting back to business.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM2OTc4In19@” button_text=”Report a claim” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Cowbell claims approach” module_class=”why-post-incident-sec” _builder_version=”4.27.4″ _module_preset=”_initial” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” gutter_width=”1″ custom_padding_last_edited=”on|phone” module_class=”globle-point-list” _builder_version=”4.27.4″ _module_preset=”_initial” custom_padding=”85px|0px|85px|0px|true|true” custom_padding_tablet=”85px||85px||true|true” custom_padding_phone=”70px|0px|70px|0px|true|true” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_3″ module_class=”why-post-incident-left” _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_heading title=”The Cowbell
\nclaims approach” _builder_version=”4.27.4″ _module_preset=”default” title_level=”h2″ global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”]When every minute counts, you need more than coverage. You need:[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_3″ module_class=”why-post-incident-right” _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”_initial” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”_initial” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”_initial” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Numbers don’t lie” _builder_version=”4.27.5″ _module_preset=”_initial” background_color=”#0057A8″ da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”_initial” custom_padding=”100px|0px|60px|0px|false|true” custom_padding_tablet=”80px||40px||false|true” custom_padding_phone=”60px|0px|30px|0px|false|true” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_heading title=”The numbers don’t lie” _builder_version=”4.27.5″ _module_preset=”default” title_level=”h2″ title_font=”|–et_global_heading_font_weight|||||||” title_text_align=”center” title_text_color=”#FFFFFF” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”_initial” custom_padding=”0px|0px|100px|0px|false|true” custom_padding_tablet=”0px||80px||false|true” custom_padding_phone=”0px|0px|60px|0px|false|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”_initial” custom_padding_tablet=”||30px||false|false” custom_padding_phone=”||30px||false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_blurb title=”67% of ransom payments avoided” _builder_version=”4.27.5″ _module_preset=”_initial” header_font=”|–et_global_heading_font_weight|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”24px” body_text_color=”#ffffff” text_orientation=”center” background_layout=”dark” max_width=”400px” module_alignment=”center” custom_padding=”|60px||60px|false|true” custom_padding_tablet=”|0px||0px|false|true” custom_padding_phone=”|0px||0px|false|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
due to data recovery from our forensics team<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”_initial” custom_padding_tablet=”30px||30px||false|false” custom_padding_phone=”30px||30px||false|false” custom_padding_last_edited=”on|tablet” border_color_top=”#ffffff” border_width_right=”1px” border_color_right=”#ffffff” border_color_bottom=”#ffffff” border_width_left=”1px” border_color_left=”#ffffff” border_radii_last_edited=”off|desktop” border_width_top_tablet=”1px” border_width_top_phone=”1px” border_width_top_last_edited=”on|tablet” border_width_right_tablet=”0px” border_width_right_phone=”0px” border_width_right_last_edited=”on|tablet” border_width_bottom_tablet=”1px” border_width_bottom_phone=”1px” border_width_bottom_last_edited=”on|tablet” border_width_left_tablet=”0px” border_width_left_phone=”0px” border_width_left_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_blurb title=”95% of claims resolved” _builder_version=”4.27.5″ _module_preset=”_initial” header_font=”|–et_global_heading_font_weight|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”24px” body_text_color=”#ffffff” text_orientation=”center” background_layout=”dark” max_width=”400px” module_alignment=”center” custom_padding=”|60px||60px|false|true” custom_padding_tablet=”|0px||0px|false|true” custom_padding_phone=”|0px||0px|false|true” custom_padding_last_edited=”on|phone” border_width_bottom_last_edited=”off|desktop” global_colors_info=”{}”]<\/p>\n
at no added cost to policyholders<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”_initial” custom_padding_tablet=”30px||||false|false” custom_padding_phone=”30px||||false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_blurb title=”60+ years” _builder_version=”4.27.5″ _module_preset=”_initial” header_font=”|–et_global_heading_font_weight|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”24px” body_text_color=”#ffffff” text_orientation=”center” background_layout=”dark” max_width=”450px” module_alignment=”center” custom_padding=”|60px||60px|false|true” custom_padding_tablet=”|0px||0px|false|true” custom_padding_phone=”|0px||0px|false|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
of combined relevant experience within our claims team<\/p>\n
[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Incident response panel” module_class=”slider-arrow” _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|phone” module_class=”width1064″ _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”100px|0px|100px|0px|false|true” custom_padding_tablet=”80px||80px||false|true” custom_padding_phone=”60px|0px|60px|0px|false|true” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Incident response panel” _builder_version=”4.27.5″ _module_preset=”default” title_level=”h2″ title_text_align=”center” title_text_color=”#CD58A6″ max_width_tablet=”450px” max_width_phone=”450px” max_width_last_edited=”on|tablet” module_alignment=”center” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_4_text_align=”left” text_orientation=”center” width_tablet=”100%” width_phone=”100%” width_last_edited=”off|desktop” max_width=”800px” module_alignment=”center” custom_margin=”||25px||false|false” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n
We work with best-in-class vendors and engage in cross-border\/international incident handling so policyholders can access world-leading expertise without unexpected costs during a crisis.<\/p>\n
[\/et_pb_text][ba_logo_carousel slide_count=”6″ slide_spacing=”30px” slide_count_tablet=”4″ slide_count_phone=”3″ slide_count_last_edited=”on|desktop” module_class=”api-partners-logo” _builder_version=”4.27.5″ _module_preset=”05189d14-1ab0-4f02-89e5-165be2210069″ custom_margin=”||||false|false” custom_padding=”||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″][ba_logo_carousel_child admin_title=”Asceris” logo=”https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2026\/03\/asceris.png” brand_name=”Asceris” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”||||false|false” custom_padding_tablet=”||||false|false” custom_padding_phone=”||||false|false” custom_padding_last_edited=”off|desktop” hover_enabled=”0″ global_colors_info=”{}” alt=”Asceris” title_text=”asceris” sticky_enabled=”0″][\/ba_logo_carousel_child][ba_logo_carousel_child admin_title=”Booz Allen Hamilton” 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_builder_version=”4.27.5″ _module_preset=”default” custom_padding=”0px|0px|80px|0px|false|true” custom_padding_tablet=”0px||40px||false|true” custom_padding_phone=”0px|0px|20px|0px|false|true” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”deploy-digital-column” _builder_version=”4.27.5″ _module_preset=”default” custom_padding_tablet=”||60px||false|false” custom_padding_phone=”||60px||false|false” custom_padding_last_edited=”on|phone” custom_css_main_element=”display:flex;||flex-flow:column;||justify-content:space-between;||gap:30px;” border_width_right=”1px” border_width_right_tablet=”0px” border_width_right_phone=”0px” border_width_right_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_blurb title=”Wholesale” admin_label=”Blurb” _builder_version=”4.27.5″ _module_preset=”default” header_font=”–et_global_body_font||||||||” header_text_align=”center” header_font_size=”24px” body_text_align=”left” custom_margin=”||||false|false” global_colors_info=”{}”]<\/p>\n
A threat actor compromises a warehouse manager\u2019s credentials and gains access to the company\u2019s ERP platform. They interrupt order fulfilment workflows by encrypting files and altering shipment data. Simultaneously, spoofed supplier emails are sent requesting changes to bank details for future payments.<\/p>\n
Cowbell activates its claims and incident response teams to contain the treat, advise on legal obligations, and support recovery.<\/p>\n
[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM2OTAyIn19@” button_text=”Read the full claims scenario” button_alignment=”center” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” button_bg_color=”#CD58A6″ custom_padding=”10px|20px|10px|20px|true|true” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#CD58A6″][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ module_class=”deploy-digital-column” _builder_version=”4.27.4″ _module_preset=”default” custom_css_main_element=”display:flex;||flex-flow:column;||justify-content:space-between;||gap:30px;” global_colors_info=”{}”][et_pb_blurb title=”Not-for-profits” _builder_version=”4.27.5″ _module_preset=”default” header_font=”–et_global_body_font||||||||” header_text_align=”center” header_font_size=”24px” body_text_align=”left” custom_margin=”||||false|false” global_colors_info=”{}”]<\/p>\n
An attacker impersonates the finance director and request a bank change for an upcoming \u00a330,000 grant disbursement. Simultaneously, ransomware disables access to the charity\u2019s donor database and event registration platform.<\/p>\n
The Cowbell claims team and incident response panel recover the loss caused by the fraudulent funds transfer, respond to lost income from interrupted fundraising or delayed grant funding, and help the charity maintain trust through clear public messaging and donor reassurance.<\/p>\n
[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM2OTI3In19@” button_text=”Read the full claims scenario” button_alignment=”center” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” button_bg_color=”#CD58A6″ custom_padding=”10px|20px|10px|20px|true|true” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#CD58A6″][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|tablet” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”0px|0px|80px|0px|false|true” custom_padding_tablet=”0px||40px||false|true” custom_padding_phone=”0px|0px|20px|0px|false|true” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”deploy-digital-column” _builder_version=”4.27.5″ _module_preset=”default” custom_padding_tablet=”||60px||false|false” custom_padding_phone=”||40px||false|false” custom_padding_last_edited=”on|phone” custom_css_main_element=”display:flex;||flex-flow:column;||justify-content:space-between;||gap:30px;” border_width_right=”1px” border_width_right_tablet=”0px” border_width_right_phone=”0px” border_width_right_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_blurb title=”Public sector” admin_label=”Blurb” _builder_version=”4.27.5″ _module_preset=”default” header_font=”–et_global_body_font||||||||” header_text_align=”center” header_font_size=”24px” body_text_align=”left” global_colors_info=”{}”]<\/p>\n
A council\u2019s housing benefits portal is disabled by a coordinated DDoS attack, cutting off access for thousands of residents. Days later, ransomware spreads through the network, encrypting shared files and preventing access to key operational systems. The incident attracts media attention. There are early signs that personal data may have been accessed.<\/p>\n
Cowbell connects the council with experienced PR specialists to handle media interest, stakeholder updates, and reassure citizens, while also covering Emergency IT support and overtime staffing, costs for temporary systems or communications platforms, and any covered business interruption or ransom-related response costs.<\/p>\n
[\/et_pb_blurb][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM2OTQ0In19@” button_text=”Read the full claims scenario” button_alignment=”center” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” button_bg_color=”#CD58A6″ custom_padding=”10px|20px|10px|20px|true|true” locked=”off” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#CD58A6″][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ module_class=”deploy-digital-column” _builder_version=”4.27.4″ _module_preset=”default” custom_css_main_element=”display:flex;||flex-flow:column;||justify-content:space-between;||gap:30px;” global_colors_info=”{}”][et_pb_blurb title=”Contractors” _builder_version=”4.27.5″ _module_preset=”default” header_font=”–et_global_body_font||||||||” header_text_align=”center” header_font_size=”24px” body_text_align=”left” global_colors_info=”{}”]<\/p>\n
An attacker encrypts the firm\u2019s platforms. Site drawings and RAMS are unavailable, access cards fail to provision, and crane\/plant hires can\u2019t be confirmed. The client threatens penalties for missed milestones.<\/p>\n
The Cowbell Claims team immediately activates DFIR and the breach counsel to restore project files and site access, and advise on any contractual and notification issues. Additionally, we quantify delay costs and reimburse extra expenses such as overtime and short-term IT workarounds, while our PR vendor support to manage employer\/PC expectations, extension-of-time messaging, and subcontractor coordination.<\/p>\n
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Even if you aren\u02bct certain you have a claim at hand, we are happy to assist you – no matter the outcome.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM2OTc4In19@” button_text=”Report a claim” button_alignment=”center” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” custom_margin=”30px||||false|false” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Did You Just Experience a Cyber Incident? Talk to dedicated insurance and cybersecurity professionals\u2014available 24\/7, 365 days a year.<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":69,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-3034","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n