{"id":30788,"date":"2025-02-24T11:57:29","date_gmt":"2025-02-24T19:57:29","guid":{"rendered":"https:\/\/cowbell.insure\/?page_id=30788"},"modified":"2025-02-24T16:19:46","modified_gmt":"2025-02-25T00:19:46","slug":"faqs","status":"publish","type":"page","link":"https:\/\/cowbell.insure\/uk\/faqs\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;(Terms) The websites&#8230;&#8221; _builder_version=&#8221;4.27.4&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Concierge FAQs<\/h2>\n<p>Here are some of the most frequently asked questions. Should you require additional assistance, click the word balloon in the lower-right hand corner of your browser to begin a conversation with our team.<\/p>\n<p>[\/et_pb_text][et_pb_accordion _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_accordion_item title=&#8221;How do I obtain Loss Runs?&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"font-weight: 400;\">We are pleased to offer Broker Self-Service for Loss Runs Requests!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To use this service, simply follow these steps:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Go to the Policies menu of your agency\u2019s Cowbell platform<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on the policy number to select the policy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For the selected policy, click on the Open Actions Menu (three lines on the right)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select &#8220;Loss Runs&#8221; from the menu<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose your preferred method for receiving the Loss Runs once available (Download, Email or Both)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you are using our new platform view, you can also request Loss Runs directly from the Home page by navigating to the Policies tab and selecting \u201cMore\u201d for the desired policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">**Please note if there is an open claim, the report will not be generated automatically as these requests need to be reviewed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an alternative, requests can be emailed to <\/span><a href=\"mailto:lossruns@cowbellcyber.ai\"><span style=\"font-weight: 400;\">lossruns@cowbellcyber.ai<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How do I cancel a policy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Agents should direct cancellation requests to <a href=\"mailto:cancellations@cowbellcyber.ai\">cancellations@cowbellcyber.ai<\/a>. If you are the policyholder, please contact your agent directly for assistance with this request.\u00a0<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How do I make payment on a Direct Billed policy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">For direct billed policies, the policyholder has the following payment options available:<\/p>\n<p><\/span><\/p>\n<p><strong>ACH\/Wire Payments:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">On the direct billed invoice the ACH\/wire account information is located in the bottom left-hand corner of the invoice.<\/p>\n<p><\/span><\/p>\n<p><strong>Credit card** \u00a0 **NOTE: a 2.99% processing fee applies\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">The policy must be issued in order for the payment option to be available on the platform.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The policyholder can log into the platform, select the \u201cPolicies\u201d tab on the left-hand side, select the \u201cCredit Card\u201d payment option.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The policyholder can log into the platform, select the \u201cPolicies\u201d tab on the left-hand side, select the \u201cPay by e-check\u201d option.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The policyholder will follow prompts to enter their account and routing number to submit their payment.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Payment via phone:\u00a0<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">The policyholder can give our Concierge Team a call at 833-633-8666 and they can collect payment via phone.<\/p>\n<p><\/span><\/p>\n<p><strong>Premium financing installment plan:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">If the policyholder is unable to pay in full, a financing installment plan is available that allows the policyholder to pay a downpayment directly to Cowbell, then finance the remaining balance. When selecting this option a breakdown will be given of the amount financed, what the payments would be, and the finance charge.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Check by mail sent to:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">COWBELL INSURANCE AGENCY LLC<br \/>P.<\/span>O. Box 844922<br \/><span style=\"font-weight: 400;\">Dallas, TX 75284\u20104922<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Overnight Mail:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Bank of America Lockbox Services<br \/><\/span><span style=\"font-weight: 400;\">Lockbox 844922<br \/><\/span><span style=\"font-weight: 400;\">1950 N. Stemmons Freeway<br \/><\/span><span style=\"font-weight: 400;\">Suite 5010<br \/><\/span><span style=\"font-weight: 400;\">Dallas, TX 75207<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How do I make payment on an Agency Billed policy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Agency billed policies cannot be paid directly on the platform and payment cannot be collected over the phone. Available payment options for Agency Billed policies are:\u00a0<\/span><\/p>\n<p><strong>ACH\/Wire Payments:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">On the individual policy invoice, agency billed ACH\/Wire account information is located in the bottom left-hand corner of the invoice.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the agency billed monthly invoice &#8211; the ACH\/wire information is located in the upper left-hand corner of the invoice.<\/p>\n<p><\/span><\/p>\n<p><strong>Check by mail sent to:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">COWBELL INSURANCE AGENCY LLC<br \/>P.<\/span>O. Box 844922<br \/><span style=\"font-weight: 400;\">Dallas, TX 75284\u20104922<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Overnight Mail:<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Bank of America Lockbox Services<br \/><\/span><span style=\"font-weight: 400;\">Lockbox 844922<br \/><\/span><span style=\"font-weight: 400;\">1950 N. Stemmons Freeway<br \/><\/span><span style=\"font-weight: 400;\">Suite 5010<br \/><\/span><span style=\"font-weight: 400;\">Dallas, TX 75207<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How do I request an endorsement or policy change?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Agents should direct endorsement or policy change requests to our team for review at <\/span><a href=\"mailto:endorsements@cowbellcyber.ai\"><span style=\"font-weight: 400;\">endorsements@cowbellcyber.ai<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Is Premium Financing available for my Cowbell policy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">If you have a Direct Bill policy, you can set up a premium finance plan through the Cowbell platform. After the initial down payment is made direct to Cowbell, the remaining premium is split into monthly payments that are paid to our premium finance partner, Xpress Capital.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are on Agency Bill, this means that your agent will make payment on your behalf, and you should discuss premium financing options with your agent directly.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Who is Xpress Capital?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Xpress Capital is our premium financing partner for direct billed Cowbell insurance policies. When you set up premium finance payments through our platform, you elected a premium finance plan that breaks your premium into monthly payments. Xpress Capital services those payments and forwards your premium to Cowbell on your behalf.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What is the Renewal Process for P100 policy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">A quote proposal will be automatically generated roughly 60 days in advance of the policy expiration date using the organizational details from the prior year. A quote can be generated and bound without an application, however a signed application is required prior to issuing the policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Agents can make changes by updating the organizational details in the Cowbell platform and then generating a new renewal quote. An email will be sent to the policyholder asking them to renew the policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The policyholder can make changes by updating the organizational details in the Cowbell platform and then attesting to the policy.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What is the Renewal Process for P250 policy?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">A signed Cowbell renewal application should be emailed to our Renewals Team at <a href=\"mailto:renewals@cowbellcyber.ai\">renewals@cowbellcyber.ai<\/a>. Upon review and providing that terms remain acceptable, a quote will be generated and released to the agency. <\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;The Binder shows as Expired what do I do?&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">To refresh an Expired Binder, please take one of the following actions:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email your expired binder request, along with the signed application and fully completed No Known Loss Letter (NKLL) to our team for review at <a href=\"mailto:endorsements@cowbellcyber.ai\">endorsements@cowbellcyber.ai<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Re-quote with a current effective date, OR<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Submit the completed signed application (provided the request is within 21 days of the effective date).<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;How do I access Cowbell&#8217;s Cybersecurity services?  How do I set up a risk engineering call? &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">All Cowbell policyholders are entitled to an hour-long risk engineering (cybersecurity) phone call with one of our cybersecurity experts. To set this up, you can email riskengineering@cowbellcyber.ai with your request.<\/span><\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cowbell Cyber website terms of service<\/p>\n","protected":false},"author":36,"featured_media":0,"parent":0,"menu_order":76,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-30788","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Frequently Asked Questions - Cowbell UK<\/title>\n<meta name=\"description\" content=\"Policyholder Frequently Asked Questions (FAQ)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cowbell.insure\/uk\/faqs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frequently Asked Questions\" \/>\n<meta property=\"og:description\" content=\"Policyholder Frequently Asked Questions (FAQ)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cowbell.insure\/uk\/faqs\/\" \/>\n<meta property=\"og:site_name\" content=\"Cowbell UK\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-25T00:19:46+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cowbell.insure\\\/uk\\\/faqs\\\/\",\"url\":\"https:\\\/\\\/cowbell.insure\\\/uk\\\/faqs\\\/\",\"name\":\"Frequently Asked Questions - 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