{"id":33136,"date":"2025-10-06T05:59:38","date_gmt":"2025-10-06T12:59:38","guid":{"rendered":"https:\/\/cowbell.insure\/uk\/?page_id=33136"},"modified":"2026-01-08T10:34:19","modified_gmt":"2026-01-08T18:34:19","slug":"prime-one","status":"publish","type":"page","link":"https:\/\/cowbell.insure\/uk\/prime-one\/","title":{"rendered":"Prime One"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero Prime One&#8221; module_class=&#8221;prime-one-banner&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;9bb4ced6-e9d0-4699-8cf2-4b28a0ef363b&#8221; background_video_mp4=&#8221;https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/10\/AdobeStock_545202754.mov&#8221; custom_padding=&#8221;90px|74px|90px|74px|true|true&#8221; custom_padding_tablet=&#8221;90px|50px|90px|50px|true|true&#8221; custom_padding_phone=&#8221;40px|30px|40px|30px|true|true&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;09510f49-3ebc-4dcb-a9b0-3c2e0c191dca&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px||0px||true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;&#8221; module_alignment_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;prime-one-banner-left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;ffa0831c-497a-4917-98ba-f9520d7ff392&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Cowbell Prime One&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Standalone cyber insurance programme&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h4&#8243; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;prime-one-banner-right&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;ffa0831c-497a-4917-98ba-f9520d7ff392&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;prime-one-banner-cont&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;902e3642-d11d-4b55-a118-c835cec091ed&#8221; module_alignment=&#8221;right&#8221; module_alignment_tablet=&#8221;right&#8221; module_alignment_phone=&#8221;right&#8221; module_alignment_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Prime One is a comprehensive cyber insurance programme designed for small and medium-sized enterprises (SMEs) and mid-market businesses with annual turnover up to \u00a31bn. Policies are written on A+ and A rated paper, with limits offered on an aggregate or any one claim basis, and backed by a panel of leading global reinsurers.<\/p>\n<p>Prime One keeps cyber insurance simple: clear, reliable protection for businesses and straightforward, efficient processes for brokers. This is the steady assurance organisations need to move forward with confidence.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Prime 100 is suitable for a range of businesses and sectors, including&#8221; module_class=&#8221;suitable-range-point-sec&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;33fe1ce0-67a2-459e-a06f-7cc1de5d6314&#8243; custom_margin=&#8221;130px|0px|40px|0px|false|true&#8221; custom_margin_tablet=&#8221;100px||||false|true&#8221; custom_margin_phone=&#8221;40px||0px||false|true&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;40px|74px|38px|74px|false|true&#8221; custom_padding_tablet=&#8221;40px|50px|38px|50px|false|true&#8221; custom_padding_phone=&#8221;40px|30px|38px|30px|false|true&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_class=&#8221;globle-point-list suitable-range-point&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;57f1b018-87dc-4510-a248-89bfd4b28762&#8243; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px||0px||true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;range-column-1 prime-pro-suitable-heading&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Prime One is suitable for a range of businesses and sectors, including:&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h4&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;range-column-2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li> Accounting firms <\/li>\n<li> Contractors <\/li>\n<li> Dental offices <\/li>\n<li> Financial services <\/li>\n<li> Healthcare <\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;range-column-3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Hospitality<\/li>\n<li>Insurance brokerages<\/li>\n<li>Law firms<\/li>\n<li>Manufacturing<\/li>\n<li>Medical offices<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; module_class=&#8221;range-column-4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Non-profits <\/li>\n<li>Professional services <\/li>\n<li> Retailers <\/li>\n<li> Transportation <\/li>\n<li> Wholesale <\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;The Cowbell advantage&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;33fe1ce0-67a2-459e-a06f-7cc1de5d6314&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; module_class=&#8221;prime-advantage-heading&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;57f1b018-87dc-4510-a248-89bfd4b28762&#8243; custom_padding=&#8221;90px|0px|95px|0px|false|true&#8221; custom_padding_tablet=&#8221;90px|0px|40px|0px|false|true&#8221; custom_padding_phone=&#8221;90px|0px|30px|0px|false|true&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;The Cowbell advantage&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h5&#8243; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;||80px||false|false&#8221; custom_padding_tablet=&#8221;||60px||false|false&#8221; custom_padding_phone=&#8221;||30px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;We design coverage around&#8230;&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; title_text_color=&#8221;#eeab1e&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text module_class=&#8221;design-coverage-info&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; global_colors_info=&#8221;{}&#8221;]<strong>what actually happens in a cyber event<\/strong>, explained in clear, simple terms that brokers can share with clients. Every policy goes beyond insurance to deliver resilience that resonates: calm, effective protection that strengthens businesses before, during, and after an incident.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;We design coverage around three block&#8221; module_class=&#8221;coverage-around-three-section&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;33fe1ce0-67a2-459e-a06f-7cc1de5d6314&#8243; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_class=&#8221;prime-250-coverage &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;57f1b018-87dc-4510-a248-89bfd4b28762&#8243; custom_padding=&#8221;0px|0px|30px|0px|false|true&#8221; custom_padding_tablet=&#8221;0px||20px||false|true&#8221; custom_padding_phone=&#8221;0px|0px|10px|0px|false|true&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; module_class=&#8221;coverage-middle-block&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; header_font=&#8221;|700|||||||&#8221; header_5_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>\n<h5>Cowbell factors\u2122:<\/h5>\n<p>Easy-to-understand risk ratings that reveal vulnerabilities clearly<\/p>\n<\/li>\n<li>\n<h5>Cowbell insights:<\/h5>\n<p>Practical, actionable guidance to strengthen defenses<\/p>\n<\/li>\n<li>\n<h5>Cowbell connectors:<\/h5>\n<p>Simple integrations with leading cloud and security providers that validate security practices\u2014working like a constant quiet hum in the background, always active, always reinforcing protection<\/p>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; module_class=&#8221;coverage-right-block&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; header_font=&#8221;|700|||||||&#8221; header_5_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>\n<h5>Cybersecurity awareness training:<\/h5>\n<p>Complimentary, easy-to-administer training programs that empower employees to identify threats before they turn into a cyber event*<\/li>\n<li>\n<h5>Cowbell resiliency services (CRS):<\/h5>\n<p>Practical tools and expert guidance to help businesses identify vulnerabilities, strengthen defenses, and recover faster<\/li>\n<li>\n<h5>Expert claims support: <\/h5>\n<p>24\/7 in-house specialists who lead with empathy, guide recovery, and provide peace of mind when it matters most<\/li>\n<ul>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/10\/design-coverage-prime-one.jpg&#8221; alt=&#8221;design coverage&#8221; title_text=&#8221;design-coverage-prime-one&#8221; align=&#8221;right&#8221; align_tablet=&#8221;left&#8221; align_phone=&#8221;left&#8221; align_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;10px||0px||false|false&#8221; custom_margin_tablet=&#8221;||20px||false|false&#8221; custom_margin_phone=&#8221;20px||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; module_class=&#8221;width1064 &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|0px|150px|0px|false|true&#8221; custom_padding_tablet=&#8221;0px||100px||false|true&#8221; custom_padding_phone=&#8221;0px|0px|40px|0px|false|true&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;support-mail training-offered-prime-one&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; text_font_size=&#8221;12px&#8221; text_line_height=&#8221;16px&#8221; header_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>*Cybersecurity awareness training offered through Wizer. Policyholders get unlimited seats at no additional cost for the first 12 months after policy inception. Email us at <a href=\"mailto:cybersecurity@cowbellcyber.ai\">cybersecurity@cowbellcyber.ai<\/a> to learn more.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Prime One coverages&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;33fe1ce0-67a2-459e-a06f-7cc1de5d6314&#8243; background_image=&#8221;https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/09\/prime-coverages.jpg&#8221; custom_padding=&#8221;90px|74px|90px|74px|true|true&#8221; custom_padding_tablet=&#8221;70px|50px|70px|50px|true|true&#8221; custom_padding_phone=&#8221;30px|30px|30px|30px|true|true&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row module_class=&#8221;width1064 prime-one-coverages-box&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;57f1b018-87dc-4510-a248-89bfd4b28762&#8243; custom_padding=&#8221;40px|115px|72px|115px|false|true&#8221; custom_padding_tablet=&#8221;40px|50px|60px|50px|false|true&#8221; custom_padding_phone=&#8221;30px|20px|30px|20px|true|true&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/09\/Protection@3x.png&#8221; title_text=&#8221;Protection@3x&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_heading title=&#8221;Prime One coverages&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; title_text_align=&#8221;center&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Prime One offers comprehensive protection against the wide range of cyber incidents that can disrupt businesses. The list below is not exhaustive but highlights the coverages most frequently selected by policyholders.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Accordion&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;33fe1ce0-67a2-459e-a06f-7cc1de5d6314&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;coverages-accordion width1064&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;57f1b018-87dc-4510-a248-89bfd4b28762&#8243; custom_padding=&#8221;85px|0px|157px|0px|false|true&#8221; custom_padding_tablet=&#8221;70px||100px||false|true&#8221; custom_padding_phone=&#8221;40px|0px|40px|0px|true|true&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;prime-accordion-left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion open_toggle_text_color=&#8221;#0057A8&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#0057A8&#8243; custom_margin=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Limits&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Policy limits up to <span>\u00a35,000,000 <\/span>are available on an aggregate or any one claim basis.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Breach fund costs&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Coverage for costs incurred resulting from an actual or reasonably suspected cyber event, including breach counsel, forensics, notification, identity monitoring services, and crisis management.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Liability costs&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Coverage for the income loss and extra expenses incurred due to the actual and measurable interruption or degradation in performance of the insured\u2019s computer system., including a voluntary shutdown of the system when such action is taken to minimize, avoid, or reduce further damage as a result of a covered incident.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Business interruption loss&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p><span role=\"presentation\" dir=\"ltr\">Coverage for the income loss and extra expenses incurred due to <\/span><span role=\"presentation\" dir=\"ltr\">the actual and measurable interruption or degradation in performance of the insured\u2019s computer <\/span><span role=\"presentation\" dir=\"ltr\">system, including a voluntary shutdown of the system when such action is taken to minimise, <\/span><span role=\"presentation\" dir=\"ltr\">avoid, or reduce further damage as a result of a covered incident.<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Media liability &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Coverage for the cost to replace, restore, recreate, or recover data residing on an insured\u2019s computer system that is compromised as a direct result of a network security incident. If such data cannot be replaced, restored, recreated, or recovered, then data restoration coverage is limited to the costs associated with that determination.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Cyber crime loss &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Provides a carve back to the breach of contract exclusion to cover contractual damages (for manufacturing risks only).[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;prime-accordion-right&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion open_toggle_text_color=&#8221;#0057A8&#8243; module_class=&#8221;close-accordion&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#0057A8&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Data restoration &#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]Coverage for the net profit or net loss before taxes and interest that the insured could have reasonably earned or net loss that the insured could have reasonably avoided due to a missed bid or request for proposal (RFP), and the costs of retaining a forensic accountant to determine such amount (for construction risks only).[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;System failure&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Coverage for the income loss and extra expenses incurred due to a system failure* which causes the actual and measurable interruption, suspension, failure, degradation, or delay in performance of the insured\u2019s computer system. *see policy wording[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Bricking cost &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Coverage for income loss during a period of indemnity that directly results from a communication via any medium specifically arising from an actual or alleged incident that threatens to, or actually does, negatively harm the insured\u2019s reputation.[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Extortion costs&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Coverage for additional costs incurred due to an unauthorized third party using the insured organization\u2019s natural gas, oil, or internet, through manipulation or deception. [\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Cryptojacking &#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]Coverage for the financial loss resulting from the unauthorized access or unauthorized use of computer systems to mine for digital currency that directly results in the insured organization incurring additional costs for computing resources.[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Cowbell&#8221; module_class=&#8221;cowbell-prime-one-risk-sec&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;33fe1ce0-67a2-459e-a06f-7cc1de5d6314&#8243; custom_padding=&#8221;142px|74px|156px|74px|false|true&#8221; custom_padding_tablet=&#8221;100px|50px|140px|50px|false|true&#8221; custom_padding_phone=&#8221;30px|30px|30px|30px|false|true&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_class=&#8221;width1064&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;57f1b018-87dc-4510-a248-89bfd4b28762&#8243; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding_tablet=&#8221;0px||0px||true|true&#8221; custom_padding_phone=&#8221;0px|0px|0px|0px|true|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;cowbell-prime-risk-left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Cowbell:&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h2&#8243; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_image src=&#8221;https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/10\/COWB07-5260-BELL-REVEAL-e69b24.gif&#8221; title_text=&#8221;COWB07-5260-BELL-REVEAL-#e69b24&#8243; module_class=&#8221;animation-risk-gif&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;cowbell-prime-risk-right&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; animation_style=&#8221;slide&#8221; animation_direction=&#8221;right&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Cowbell delivers cyber insurance that cuts through complexity and adapts as risks evolve<\/strong>. With streamlined quoting, expert guidance, and protection designed for the realities of today\u2019s threats, we make coverage easier to understand and more reliable when it matters most. The foundation of this approach is the Hum\u2014our constant, steady vigilance that leads to stronger businesses, trusted partnerships, and the quiet confidence to keep moving forward.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Information text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;33fe1ce0-67a2-459e-a06f-7cc1de5d6314&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; module_class=&#8221;width1064&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;57f1b018-87dc-4510-a248-89bfd4b28762&#8243; custom_padding=&#8221;92px|0px|118px|0px|false|true&#8221; custom_padding_tablet=&#8221;70px||70px||true|true&#8221; custom_padding_phone=&#8221;30px|0px|30px|0px|true|true&#8221; animation_style=&#8221;fade&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;47b6e001-d9d7-4c5f-8909-479806e81197&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;link-color&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5037a1d5-b343-4092-9302-336a6ddcdabb&#8221; text_font_size=&#8221;11px&#8221; text_line_height=&#8221;16px&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>This overview is for general informational purposes only and does not constitute an offer of insurance. The coverages and examples described are illustrative and may not represent all possible scenarios. Availability, terms, limits, and conditions may vary and are subject to underwriting approval. References to third-party services are subject to their own terms and availability. Actual coverage is determined solely by the terms, conditions, and exclusions of the issued policy.<\/p>\n<p>Cowbell Managing General Agency Ltd is an Appointed Representative of Advent Solutions Management Limited which is authorised and regulated by the Financial Conduct Authority in respect of general insurance business, FRN:308751. Cowbell Managing General Agency Ltd is registered in England and Wales under company registration number 14570024. Cowbell Managing General Agency Ltd is a subsidiary of Cowbell Cyber, Inc. | \u00a9 2025 Cowbell Cyber, Inc. | All Rights Reserved | Cowbell Managing General Agency Ltd. | www.cowbell.insure\/uk | 0800 208 8105 | <a href=\"mailto:uksupport@cowbellcyber.ai\">uksupport@cowbellcyber.ai<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Prime One is a comprehensive cyber insurance programme designed for small and medium-sized enterprises (SMEs) and mid-market businesses with annual turnover up to \u00a31bn. Policies are written on A+ and A rated paper, with limits offered on an aggregate or any one claim basis, and backed by a panel of leading global reinsurers. Prime One [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"footnotes":""},"class_list":["post-33136","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Prime One - Cowbell UK<\/title>\n<meta name=\"description\" content=\"Prime One\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cowbell.insure\/uk\/prime-one\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prime One\" \/>\n<meta property=\"og:description\" content=\"Prime One\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cowbell.insure\/uk\/prime-one\/\" \/>\n<meta property=\"og:site_name\" content=\"Cowbell UK\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-08T18:34:19+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cowbell.insure\/uk\/prime-one\/\",\"url\":\"https:\/\/cowbell.insure\/uk\/prime-one\/\",\"name\":\"Prime One - 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