[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Hero” module_class=”post-incident-banner” _builder_version=”4.27.5″ _module_preset=”_initial” custom_padding=”0px|0px|0px|0px|false|true” custom_padding_tablet=”|0px||0px|true|true” custom_padding_phone=”0px|0px|0px|0px|true|true” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” make_equal=”on” custom_padding_last_edited=”on|tablet” module_class=”prime250-content” _builder_version=”4.27.5″ _module_preset=”_initial” custom_padding=”0px|0px|90px|0px|false|true” custom_padding_tablet=”0px||20px||false|true” custom_padding_phone=”0px|0px|20px|0px|false|true” module_alignment_tablet=”” module_alignment_phone=”” module_alignment_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_column type=”1_2″ module_class=”post-incident-banner-left” _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_image src=”https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2026\/02\/CB-PublicSector-Banner.png” alt=”Cyber Insurance for the Public Sector” title_text=”CB-PublicSector-Banner” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ module_class=”post-incident-banner-right” _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_heading title=”Cyber insurance for the public sector” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_heading title=”Expert support when it matters most” _builder_version=”4.27.4″ _module_preset=”default” title_level=”h4″ custom_margin=”||0px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”]<\/p>\n
Local authorities and public sector bodies manage sensitive citizen information, public-facing digital services, and infrastructure systems often across legacy IT environments, understaffed security teams, and complex supply chains. These organisations are increasingly targeted by cybercriminals looking to cause disruption or extort ransom.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Vulnerabilities” _builder_version=”4.27.5″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”off|desktop” _builder_version=”4.27.5″ _module_preset=”default” max_width=”1280px” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Common vulnerabilities” _builder_version=”4.27.5″ _module_preset=”default” title_level=”h2″ animation_style=”fade” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.5″ _module_preset=”default” max_width=”1280px” custom_margin=”0px|0px|0px||true|false” custom_padding=”30px|0px|30px|100px|false|false” custom_padding_tablet=”20px|0px|30px|0px|false|true” custom_padding_phone=”20px|0px|30px|0px|false|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”DDoS attacks” admin_label=”Blurb” module_class=”prime-offer-block” _builder_version=”4.27.5″ _module_preset=”5cf00392-9983-4db8-95f4-f84d73e16a76″ animation_style=”fade” custom_css_free_form=”selector h3 {|| padding-bottom:5px;||}” locked=”off” global_colors_info=”{}”]<\/p>\n
disrupting online portals for tax, housing, or benefits<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Ransomware” admin_label=”Blurb” module_class=”prime-offer-block” _builder_version=”4.27.5″ _module_preset=”5cf00392-9983-4db8-95f4-f84d73e16a76″ custom_padding=”||||false|false” animation_style=”fade” custom_css_free_form=”selector h3 {|| padding-bottom:5px;||}” locked=”off” global_colors_info=”{}”]<\/p>\n
taking down internal systems (e.g. records, planning, payroll)<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Phishing” admin_label=”Blurb” module_class=”prime-offer-block” _builder_version=”4.27.5″ _module_preset=”5cf00392-9983-4db8-95f4-f84d73e16a76″ animation_style=”fade” custom_css_free_form=”selector h3 {|| padding-bottom:5px;||}” locked=”off” global_colors_info=”{}”]<\/p>\n
and credential compromise targeting council officers<\/p>\n
[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”default” max_width=”1280px” custom_padding=”0px||100px|100px|false|false” custom_padding_tablet=”0px|0px|80px|0px|false|true” custom_padding_phone=”0px|0px|60px|0px|false|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Third-party breaches” admin_label=”Blurb” module_class=”prime-offer-block” _builder_version=”4.27.5″ _module_preset=”5cf00392-9983-4db8-95f4-f84d73e16a76″ animation_style=”fade” custom_css_free_form=”selector h3 {|| padding-bottom:5px;||}” locked=”off” global_colors_info=”{}”]<\/p>\n
involving vendors managing public service platforms<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Outdated software” admin_label=”Blurb” module_class=”prime-offer-block” _builder_version=”4.27.5″ _module_preset=”5cf00392-9983-4db8-95f4-f84d73e16a76″ animation_style=”fade” custom_css_free_form=”selector h3 {|| padding-bottom:5px;||}” locked=”off” global_colors_info=”{}”]<\/p>\n
or lack of MFA across departments<\/p>\n
[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Scenario” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#f4f3f5″ da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_3,2_3″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.27.5″ _module_preset=”default” max_width=”1280px” custom_padding=”60px||60px||true|false” custom_padding_tablet=”60px||60px||true|true” custom_padding_phone=”60px||60px||true|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/10\/Warning.png” title_text=”Warning” _builder_version=”4.27.5″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][\/et_pb_image][et_pb_heading title=”Realistic risk scenario” _builder_version=”4.27.4″ _module_preset=”default” title_level=”h2″ animation_style=”fade” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.27.5″ _module_preset=”default” custom_css_main_element=”display: flex;||align-items: flex-end;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”_initial” text_font_size=”18px” text_line_height=”1.6em” custom_padding=”|||80px|false|false” custom_padding_tablet=”|||0px|false|false” custom_padding_phone=”|||0px|false|false” custom_padding_last_edited=”on|tablet” animation_style=”fade” global_colors_info=”{}”]<\/p>\n
A council\u2019s housing benefits portal is disabled by a coordinated DDoS attack, cutting off access for thousands of residents. Days later, ransomware spreads through the network, encrypting shared files and preventing access to key operational systems. A subsequent investigation reveals an attacker had compromised an employee\u2019s credentials via phishing weeks earlier. Public services are disrupted, staff are unable to process payments, and the incident attracts media attention. There are early signs that personal data may have been accessed.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”The Cowbell advantage” _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|phone” module_class=”prime-advantage-heading” _builder_version=”4.27.5″ _module_preset=”default” max_width=”1280px” custom_padding=”80px|0px|80px|0px|false|true” custom_padding_tablet=”60px|0px|60px|0px|false|true” custom_padding_phone=”60px|0px|60px|0px|false|true” animation_style=”fade” animation_delay=”250ms” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”How Cowbell can help” _builder_version=”4.27.5″ _module_preset=”default” title_level=”h2″ title_text_color=”#d46e19″ custom_margin=”||20px||false|false” animation_style=”fade” global_colors_info=”{}”][\/et_pb_heading][et_pb_text module_class=”design-coverage-info” _builder_version=”4.27.5″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”]<\/p>\n
Cowbell\u2019s 24\/7 UK-based claims team initiates triage, quickly deploying breach counsel and digital forensic experts from our approved panel. Prioritisation is given to restoring public services and evaluating any data access or exfiltration.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”off|desktop” admin_label=”We design coverage around three block” module_class=”coverage-around-three-section” _builder_version=”4.27.5″ _module_preset=”default” custom_padding=”0px|0px|0px|0px|true|true” custom_padding_tablet=”0px|0px|0px|0px|true|true” custom_padding_phone=”0px|0px|0px|0px|true|true” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ custom_padding_last_edited=”off|desktop” _builder_version=”4.27.5″ _module_preset=”default” max_width=”1280px” custom_padding=”0px|0px|0px|0px|false|true” custom_padding_tablet=”0px||0px||false|true” custom_padding_phone=”0px|0px|0px|0px|false|true” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” animation_direction=”left” global_colors_info=”{}”][et_pb_image src=”https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2026\/03\/Cowbell-260303-0424.jpg” alt=”design coverage” title_text=”Cowbell-260303-0424″ _builder_version=”4.27.5″ _module_preset=”default” custom_margin=”||0px||false|false” custom_margin_tablet=”||60px||false|false” custom_margin_phone=”||60px||false|false” custom_margin_last_edited=”on|tablet” animation_direction=”left” locked=”off” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ module_class=”coverage-middle-block” _builder_version=”4.27.4″ _module_preset=”default” animation_direction=”right” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_5_font=”–et_global_body_font|600|||||||” custom_margin=”||40px||false|false” custom_margin_tablet=”||30px||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” animation_style=”fade” custom_css_free_form=”selector ul li {||\tpadding-bottom:8px;||}” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ module_class=”coverage-right-block” _builder_version=”4.27.4″ _module_preset=”default” animation_direction=”right” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_5_font=”–et_global_body_font|600|||||||” custom_margin=”||40px||false|false” custom_margin_tablet=”||30px||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” animation_style=”fade” custom_css_free_form=”selector ul li ul li:not(:last-child) {|| padding-bottom:5px;||}||||selector ul li ul li:last-child {|| padding-bottom:0px;||}||||selector ul li ul li:before {|| background-color: #000;|| height: 1px;|| border-radius: 0px;” global_colors_info=”{}”]<\/p>\n
Cowbell connects the council with experienced PR specialists to handle media interest, stakeholder updates, and reassure citizens. Messaging is tailored to align with local governance expectations and transparency standards.<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_font=”|700|||||||” header_5_font=”–et_global_body_font|600|||||||” custom_margin=”||40px||false|false” custom_margin_tablet=”||30px||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” animation_style=”fade” custom_css_free_form=”selector ul li {||\tpadding-bottom:8px !important;||}” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_3,2_3″ make_equal=”on” custom_padding_last_edited=”on|tablet” module_class=”coverages-accordion” _builder_version=”4.27.5″ _module_preset=”default” max_width=”1280px” custom_padding=”80px||0px||false|false” custom_padding_tablet=”40px||40px||false|true” custom_padding_phone=”40px||40px||true|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_heading title=”Why a cyber policy with Cowbell matters for public sector bodies” _builder_version=”4.27.5″ _module_preset=”default” title_level=”h2″ animation_style=”fade” global_colors_info=”{}”][\/et_pb_heading][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion open_toggle_text_color=”#0057A8″ _builder_version=”4.27.5″ _module_preset=”default” toggle_text_color=”#0057A8″ custom_margin=”|||80px|false|false” custom_margin_tablet=”|||0px|false|false” custom_margin_phone=”|||0px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”||||false|false” animation_style=”slide” animation_direction=”right” custom_css_main_element=”border-top:1px solid #ccc;” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Fast and coordinated response” open=”on” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Essential for minimising service disruption and public backlash<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Panel specialists with public sector experience” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
Legal, forensic, and comms vendors familiar with regulatory environments<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Cost containment” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
We help manage expenses with pre-agreed vendor rates and incident oversight<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Policy coverage” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
Includes business interruption, system recovery, liability, notification, and extortion where applicable<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Trust & compliance” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
Supports transparent governance and protects public trust<\/p>\n
[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”A valuable extension of coverage” _builder_version=”4.27.5″ _module_preset=”_initial” background_image=”https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/10\/Cowbell_AbstractTextures_5-post.png” custom_margin=”100px|0px|0px|0px|false|true” custom_margin_tablet=”40px||0px||false|true” custom_margin_phone=”20px||0px||false|true” custom_margin_last_edited=”on|phone” custom_padding=”95px|74px|95px|74px|false|true” custom_padding_tablet=”90px|50px|90px|50px|true|true” custom_padding_phone=”60px|30px|60px|30px|true|true” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row custom_padding_last_edited=”on|phone” module_class=”width1064 prime-one-coverages-box” _builder_version=”4.27.4″ _module_preset=”_initial” max_width=”1280px” custom_padding=”60px|115px|72px|115px|false|true” custom_padding_tablet=”60px|50px|60px|50px|false|true” custom_padding_phone=”40px|20px|40px|20px|true|true” animation_style=”slide” animation_direction=”left” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”_initial” global_colors_info=”{}”][et_pb_image src=”https:\/\/cowbell.insure\/uk\/wp-content\/uploads\/sites\/13\/2025\/09\/Protection@3x.png” title_text=”Protection@3x” align=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||30px||false|false” global_colors_info=”{}”][\/et_pb_image][et_pb_heading title=”We’re not just here during a claim” _builder_version=”4.27.4″ _module_preset=”default” title_level=”h2″ title_text_align=”center” custom_margin=”||15px||false|false” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.5″ _module_preset=”_initial” text_orientation=”center” max_width=”600px” module_alignment=”center” global_colors_info=”{}”]<\/p>\n
Do you have questions about the claims experience, coverages, scenarios, or our pre- and post-claim services?<\/p>\n
[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjMwMzQifX0=@” button_text=”Explore the Cowbell Claims Experience” button_alignment=”center” _builder_version=”4.27.5″ _dynamic_attributes=”button_url” _module_preset=”default” custom_margin=”30px||||false|false” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
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