Why Prime Tech:
Comprehensive protection
Tailored for tech companies
Technology and Innovation
Risk Appetite:
- AV/Video services
- Content management software
- Data analytics
- Data center/ Colocation services
- Database management systems
- Hardware resellers
- Health and wellness software
- IT consulting services
- IT staffing
- IT system integrators
- Mobile app developer
- Non-mission critical hardware manufacturing (Accessories)
- Office productivity software
- Reservation software
- SaaS/App service provider
- Schedule management system
- Training software
- Web services
The Cowbell advantage
We design coverage around...
what actually happens in a cyber event, explained in clear, simple terms brokers can share with clients. Every policy goes beyond insurance to deliver resilience that resonates: calm, effective protection that strengthens businesses before, during, and after an incident:
-
Cowbell factors™:
Easy-to-understand risk ratings that reveal vulnerabilities clearly
-
Cowbell insights:
Practical, actionable guidance to strengthen defenses
-
Cowbell connectors:
Simple integrations with leading cloud and security providers that validate security practices—working like a constant quiet hum in the background, always active, always reinforcing protection
-
Optimize your premium:
Activate a connector, and become eligible for a 5% premium credit*
-
Cybersecurity awareness training:
Complimentary, easy-to-administer training programs that turn employees into the first line of defense**
-
Cowbell resiliency services (CRS):
Practical tools and expert guidance to help businesses identify vulnerabilities, strengthen defenses, and recover faster
-
Expert claims support:
24/7 in-house specialists who lead with empathy, guide recovery, and provide peace of mind when it matters most
**Cybersecurity awareness training offered through Wizer. Policyholders get unlimited seats at no additional cost for the first policy year. Email us at plorefrphevgl@pbjoryyplore.nv to learn more.
Prime Tech coverage benefits
- Surplus Lines available in all 50 states
- Duty to defend
- Defense costs for privacy-related regulatory proceedings
- Contractual indemnity coverage includes obligations owed to customers resulting from alleged wrongful acts
- Expansive breach of contract coverage
- Broad intellectual property infringement coverage
- Complex negligence coverage
- No exclusions for:
– Guarantees
– Consequential damages
– Breach of warranties
Prime Tech FAQ
What coverage is offered?
- Delay in delivery
- Negligence
- Misrepresentation
- Breach of warranty/ contract
- Product failures
- Copyright of software code
What are the other associated costs that Prime Tech may assist with?
- When a company’s technology services or products fail
- Defective hardware that is delivered to clients
- An unplanned outage resulting from a technical error
- Software that causes a glitch resulting in financial loss
- Intellectual property rights dispute from a competitor regarding media content that was posted on the website
What are some typical Tech E&O claims scenarios?
- Defense Costs
- Settlements or judgments
- Court Fees
- Privacy Breach Notification
- Cyber Extortion
- Data Restoration
- Social Engineering
- Business Interruption
- System Failure
- Cyber Crime
Cowbell:
Cowbell delivers cyber insurance that cuts through complexity and adapts as risks evolve With streamlined quoting, expert guidance, and protection designed for the realities of today’s threats, we make coverage easier to understand and more reliable when it matters most. Behind it all is the Hum—our constant, quiet vigilance—building stronger businesses, trusted partnerships, and the quiet confidence to keep moving forward
This document is for general informational purposes only and does not constitute an offer of insurance. The examples and descriptions provided are illustrative and do not set forth all possible scenarios or outcomes. Coverage, terms, conditions, limits, and availability may vary by state and are subject to underwriting approval. References to third-party providers, including reinsurers and Wizer, are subject to their own terms, conditions, and availability. Cowbell does not warrant or guarantee the services of any third-party provider. Actual coverage is determined solely by the specific terms, conditions, limitations, and exclusions of the issued policy. Please refer to your policy for complete details. ©2025 Cowbell Cyber, Inc. All Rights Reserved. Cowbell Insurance Agency LLC, State Licenses: https://cowbell.insure/state-licenses/.
