Cyber Advantage
Cowbell Factors™
Utilising internal and external data sources, a catalogue of insurable risks, and artificial intelligence to formulate risk ratings that assess your insurance requirements.
What Are Cowbell Factors?
Network Security
Measures the strength of the organisation’s network infrastructure and whether security best practices are deployed – encryption, secure protocols, patching frequency. This factor also checks for vulnerabilities, malware, and misconfigurations.
Cloud Security
Measures the strength of an organisation’s cloud security based on footprint on commonly used public clouds (AWS, Azure, GCP, etc), security configuration, and alignment to security best practices.
Endpoint Security
Measures endpoint preparedness (servers, mobile devices, IoT endpoints) towards cyberattacks. This factor incorporates the number of endpoints as well as the level of security hygiene applied to them.
Dark Intelligence
Measures an organisation’s exposure to the darknet, taking into account the type and volume of data exposed and its value for criminal activity (examples: stolen credentials, PII).
Funds Transfer
Tracks risk markers related to the compromise of emails that commonly leads to nefarious activities such as fraudulent funds transfers.
Cyber Extortion
Measures an organisation’s potential exposure to extortion-related attacks such as ransomware.
Compliance
Measures an organisation’s level of compliance to security standards such as CIS (Center of Internet Security) benchmarks, NIST CSF (Cyber Security Framework), CSC-20 (Critical Security Controls), HIPAA, PCI, EU GDPR, and CCPA.
Supply Chain
Measures an organisation’s susceptibility to software supply chain incidents. This factor is compiled from technographic and firmographic data, web scraping information, and public vulnerability repositories.
How It Works
Cowbell employs artificial intelligence and machine learning algorithms to standardise collected signals, model risks, and compile Cowbell Factors using over 1000 data points and risk signals from various sources.
Loss Cost
Insights from hundreds of thousands of cyber loss cases
Outside-In
Risk signals from internet-facing infrastructure
Inside-Out
Your organisation’s inside-out cybersecurity posture
Dark Web Intelligence
Scans of the dark web for potential cyber threats
Business Interruption
Years of industry-specific business interruption data
Regulatory Compliance
Data related to NIST, PCI DSS, CIS, CCPA, and GDPR readiness
Risk signals per account
%
of SMEs in our risk pool
SMEs monitored
Going Deeper with Cowbell Connectors
Cowbell Cyber can offer a more comprehensive evaluation of your cyber risks when connectors to service providers or security vendors are activated. Activating connectors provides further opportunities to enhance your risk ratings and avail of a premium credit. Feel free to request an up-to-date list as new connectors are added on a monthly basis.
