Cyber Insurance for Contractor

Cyber insurance for contractors

Expert support when it matters most

Modern construction firms coordinate projects through scheduling platforms, document sharing, site access controls, payroll/CIS systems, BIM files, and supplier portals. Margins can be tight and timelines immovable, so delays or reputational hits are costly.

Common vulnerabilities

Ransomware

disrupting project management and site access systems

Business Email Compromise (BEC)

diverting payments to subcontractors/suppliers

Data leaks

or bid manipulation due to compromise of tender/estimating portals

Credential theft

affecting remote site cameras and plant telemetry

Legacy laptops/tablets

on sites with weak patching or MFA

Realistic risk scenario

An attacker encrypts the firm’s scheduling and document platforms. Site drawings and RAMS are unavailable, access cards fail to provision, and crane/plant hires can’t be confirmed. At the same time, spoofed emails instruct Accounts to change bank details for a key subcontractor. Work halts, re-mobilisation costs mount, and the client threatens penalties for missed milestones.

How Cowbell can help

Cowbell activates DFIR and breach counsel to contain the incident, prioritise restoring project files and site access, and advise on any contractual and notification issues

Cyber Insurance for Contractors
Business Interruption (BI) Support:

We quantify delay costs and reimburse extra expenses such as overtime and short-term IT workarounds (subject to policy terms)

Customer/Stakeholder Communications:

PR and client-communication support to manage employer/PC expectations, extension-of-time messaging, and subcontractor coordination

Data Privacy Review:

If employee or subcontractor data is affected (e.g., payroll/CIS), breach counsel assesses reporting thresholds and handles notifications

Why a cyber policy with Cowbell matters for construction

Real-world protection

Covers real-world delay/BI exposure—not just headline turnover

Rapid restoration

Rapid restoration of scheduling/docs and site access to keep works moving

Protection for payment diversion scams

Protection for payment diversion scams (where endorsed)

Expert vendors

Expert vendors who understand project timelines and client communications

Post-incident hardening

Post-incident hardening around MFA, vendor access, and tender portal security

We're not just here during a claim

Do you have questions about the claims experience, coverages, scenarios, or our pre- and post-claim services?