Prime One Tech combines technology professional indemnity and cyber coverage, leveraging Cowbell’s cyber expertise, disciplined underwriting, and experienced claims handling. Available on both a primary and excess basis, Prime One Tech offers limits of up to £5m for technology businesses ranging from pre-revenue start-ups to enterprises with up to £1bn in annual turnover.
This innovative offering provides technology companies with clarity, focus, and confidence, ensuring protection that resonates across both operational and professional exposures.
The Cowbell advantage
We design coverage around...
what actually happens in a cyber event, explained in clear, simple terms that brokers can share with clients. Every policy goes beyond insurance to deliver resilience that resonates: calm, effective protection that strengthens businesses before, during, and after an incident.
Businesses benefit from:
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Cowbell factors™:
Easy-to-understand risk ratings that reveal vulnerabilities clearly
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Cowbell insights:
Practical, actionable guidance to strengthen defenses
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Cowbell connectors:
Simple integrations with leading cloud and security providers that validate security practices—working like a constant quiet hum in the background, always active, always reinforcing protection
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Cybersecurity awareness training:
Complimentary, easy-to-administer training programs that empower employees to identify threats before they turn into a cyber event*
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Cowbell resiliency services (CRS):
Practical tools and expert guidance to help businesses identify vulnerabilities, strengthen defenses, and recover faster
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Expert claims support:
24/7 in-house specialists who lead with empathy, guide recovery, and provide peace of mind when it matters most
*Cybersecurity awareness training offered through Wizer. Policyholders get unlimited seats at no additional cost for the first 12 months after policy inception. Email us at plorefrphevgl@pbjoryyplore.nv to learn more.
Prime One Tech coverages
- Breach of contract
- Count attendance costs
- Cyber first and third party
- Cyber crime
- Employee wrongful acts
- Intellectual property rights infringement
- Loss of data or documents
- Media liability
- Mitigation costs
- Professional indemnity
- Subcontractors
- Unpaid invoices
The Cowbell platform
The Cowbell Platform gives policyholders the tools to stay ahead of potential threats and strengthen their cyber resilience.
Cowbell Factors™
Our proprietary risk rating system draws on Cowbell’s risk pool of over 47 million businesses across the UK, US, Japan, and Australia. Each organisation’s cyber risk is assessed across eight categories and benchmarked against its industry. This approach supports fair, competitive pricing and rewards stronger risk profiles with optimised premiums.
Cowbell Insights™
Coverage for the income loss and extra expenses incurred due to the actual and measurable interruption or degradation in performance of the insured’s computer system., including a voluntary shutdown of the system when such action is taken to minimize, avoid, or reduce further damage as a result of a covered incident.
Spotlights
Coverage for loss of money or digital currency directly resulting from: (1) social engineering, (2) reverse social engineering, and/or (3) fraudulent transfer of funds. It also covers telecommunications charges incurred by the insured as a result of a telecommunications hack.
Cowbell:
Cowbell delivers cyber insurance that cuts through complexity and adapts as risks evolve. With streamlined quoting, expert guidance, and protection designed for the realities of today’s threats, we make coverage easier to understand and more reliable when it matters most. The foundation of this approach is the Hum—our constant, steady vigilance that leads to stronger businesses, trusted partnerships, and the quiet confidence to keep moving forward.
This overview is for general informational purposes only and does not constitute an offer of insurance. The coverages and examples described are illustrative and may not represent all possible scenarios. Availability, terms, limits, and conditions may vary and are subject to underwriting approval. References to third-party services are subject to their own terms and availability. Actual coverage is determined solely by the terms, conditions, and exclusions of the issued policy.
Cowbell Managing General Agency Ltd is an Appointed Representative of Advent Solutions Management Limited which is authorised and regulated by the Financial Conduct Authority in respect of general insurance business, FRN:308751. Cowbell Managing General Agency Ltd is registered in England and Wales under company registration number 14570024. Cowbell Managing General Agency Ltd is a subsidiary of Cowbell Cyber, Inc. | © 2025 Cowbell Cyber, Inc. | All Rights Reserved | Cowbell Managing General Agency Ltd. | www.cowbell.insure/uk | 0800 208 8105 | hxfhccbeg@pbjoryyplore.nv
