Tech Professional Indemnity

Cowbell Prime One Tech

Limits up to £5m for businesses with up to £1bn in turnover
Prime One Tech combines Professional Indemnity with Cowbell’s robust cyber coverage, for technology companies.*

*More information on appetite below.

What We Cover

Prime One Tech is designed to protect technology companies by offering broad professional indemnity insurance, including key covers such as breach of contract, combined with the flexible and robust cyber coverages available in our standalone cyber product Prime One. Through the use of our proprietary technology and Cowbell Factors™ we are able to better assess and validate exposures to help mitigate potential losses.

Professional Indemnity

Breach of Contract

Employee Wrongful Acts

Unpaid Invoices

Count Attendance Costs

Mitigation Costs

Loss of Data or Documents

Subcontractors

Media Liability

Intellectual Property Right Infringement

Cyber First and Third Party

Cyber Crime

Why Prime One Tech

Secure

Underwriting Expertise

Experienced team of underwriters keen to discuss exposures and coverage with you.

Ideal Customer

24/7 Expert Claims Support

Constant and immediate access to our dedicated, in-house claims specialists, ensuring smooth claims handling and rapid issue resolution.

Book of Business

Cowbell Co-Pilot

Our AI-driven Cowbell Co-Pilot enables speedy and efficient underwriting while providing a deep understanding of the insured’s operations.

Recommendations

Tailored Coverage

Individualised policies that match your clients’ unique risk profiles, based on identified and quantified risks.

Individualized

Continuous Assessment

24/7 risk analysis and recommendations with Cowbell Factors and Cowbell Insights.

Consultation

Cybersecurity Services

Risk consultation, cyber awareness training*, micro pen testing, and more bundled with every policy at no additional cost.

*Clients get access to cybersecurity awareness training for all employees free of charge for 12 months after policy inception. After the first 12 months, clients can access the training on a discount. Provided in collaboration with Wizer.

Businesses We Can Help

Prime One Tech is available to technology businesses with up to £1bn in turnover. Our appetite includes:

Application Program Interface

AV/Video Services

Big Data

Cloud

Colocation Services

Communication Equipment

Content Management Software

Cybersecurity Consultant Services

Data Analytics Platforms

Database Management Systems

Electronic Components

Games Developers

Hardware Resellers

Health and Wellness Software

IT Consultancy

IT Security Software

IT Staffing

IT System Integrators

Mobile App Developer

Network/Hardware Manufacturers

Networking Software

Non-Mission Critical Hardware Manufacturing (Accessories)

Office Productivity Software

Pre-packaged Software

Reservation Software

SaaS/Application Service Provider

Schedule Management System

Software Developers

Software Testing Services

Training Software

Value Added Resellers

Web Designers

The examples and descriptions provided above are for general, informational purposes only. These descriptions are for illustrative purposes and do not constitute, and should not be construed, as any guarantee of coverage. Furthermore, these descriptions do not set forth all possible scenarios and/or situations applicable to the described events. Policyholders should be aware that each situation is unique and their experience may not resemble those set forth in the above examples and descriptions. Nor should policyholders in any way rely on the above examples or descriptions as any type of guarantee or indication of how their particular situation will ultimately be resolved. Policyholders should always refer to their own Policy for specific terms and definitions applicable to their Policy. ©2025 Cowbell Cyber, Inc. All Rights Reserved. Cowbell Insurance Agency LLC.

Explore Our Full Appetite Guide

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Frequently Asked Questions

What are some typical Intellectual Property Right Infringement claims scenarios?
  • When a company’s technology services or products fail
  • Defective hardware that is delivered to clients
  • An unplanned outage resulting from a technical error
  • Software that causes a glitch resulting in financial loss
  • Intellectual property rights dispute from a competitor regarding media content that was posted on the website
  • When projects have not been delivered within agreed deadlines causing delays
What are the other associated costs that Intellectual Property Right Infringement may assist with?
  • Defense Costs
  • Settlements or judgments
  • Court Fees
  • Privacy Breach Notification
  • Cyber Extortion
  • Data Restoration
  • Social Engineering
  • Business Interruption
  • System Failure
  • Cyber Crime