Why Prime Plus?
Excess coverage, simplified
Follow-form policy structure ensures seamless alignment with primary coverage, reducing complexity for both brokers and businesses.
Confidence across industries
With a broad underwriting appetite for primary policies, Prime Plus empowers organisations in a broad array of sectors, from transportation and agriculture to regional banks and technology services.
The Cowbell advantage
Every Prime Plus policyholder benefits from Cowbell’s continuous risk assessment framework and access to our Resiliency Services—support designed to prevent, withstand, and recover from cyber events.
Eligibility at a glance
- Businesses up to $1B in revenue
- Acceptable controls and loss experience (subject to underwriting review)
- Excluded classes: crypto, cannabis, online trading, online gambling, social networks, crowdfunding, politically affiliated organisations, adult websites, and data aggregators
Target Classes
Prime Plus is designed to serve a wide range of businesses and industries, including:
- Warehouse & storage
- Trucking & transportation
- Farming & agriculture
- Construction & contractors
- Allied health & professional services
- Regional banks & investment firms
- Arts, recreation & entertainment
- Mining, oil & gas
- Waste management
- Forestry, fishing & hunting
The Cowbell promise
At Cowbell, we believe protection should create confidence, not complexity. That’s why Prime Plus is built to extend beyond limits without adding confusion, giving brokers a solution they can explain clearly, and businesses the quiet confidence to keep moving forward.
The foundation of this approach is the Hum—our constant, steady vigilance that strengthens resilience long before a breach, throughout recovery, and always when it matters most.
