Cowbell - The Sound Approach to Risk. | Adaptive Cyber Insurance

About Cowbell

In a world of unpredictable risks, Cowbell equips organizations with cyber insurance solutions to overcome the inevitable. We make digital risks manageable—helping businesses understand, prevent, and recover with certainty.

At Cowbell, we believe protection should create confidence, not complexity. That’s why we act with urgency, turn setbacks into strengths, and empower brokers and businesses alike.

Because strength isn’t about making noise. It’s the steady hum of protection—always present, always ready.

What we do

Cyber insurance

Adaptive cyber liability insurance that moves at the speed of today’s threats, built to protect businesses from cyber risks before, during, and after an incident.

Professional indemnity

Errors & Omissions coverage for technology professionals who provide expertise, covering liabilities tied to the advice, design, and services they deliver.

Management liability

Insurance protection for leaders and small to medium-sized organizations, addressing exposures that come with critical decision-making in a fast-changing world.

The Cowbell advantage

Cowbell doesn’t just provide insurance; we make businesses stronger.

Our closed-loop approach—assess, insure, respond, and improve—creates a cycle of continuous protection so your resilience is constantly evolving.

Assess

Using Cowbell Factors™, quantify your risk exposure, benchmark it against millions of accounts, and highlight vulnerabilities with early detection signals from Cowbell Insights.

Insure

With your broker, translate risks into tailored coverage. Our AI-assisted underwriting and API-driven quoting deliver custom cyber policies that reflect your unique profile.

Respond

When incidents happen, rely on our cyber-specialist claims team to act fast—delivering rapid recovery services and expert guidance, backed by real-world insights.

Improve

Enhance your resilience with continuous assessments, actionable recommendations, and consultative support from Cowbell Risk Engineering and our Cowbell Rx partner network.

Prime 100 Policyholder

“Thanks to Cowbell Rx, we saved thousands of dollars on our cybersecurity budget this year, and we are now more insurable at renewal as well.”

UK Broker

“The relationship with the team has been fantastic, and the phrase ‘only a phone call away’ has never been truer.”

US Broker

“The relationship with the Cowbell team has been exceptional; their responsiveness, expertise, and commitment to collaboration have made working with them a seamless and rewarding experience.”

Cyber Insurance

Cowbell’s adaptive cyber insurance builds confidence in your protection so you can focus on your business:

Coverage designed for real-world breaches
Real-time risk intelligence tailored to each organization
Expert claims support that responds when it matters most
Proven resilience before, during, and after incidents

Quiet when it should be. Ready when you need it.

Ready for a Sound Approach?

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Thought Leadership

Founders' Corner

CyberLine Quarterly: Resonance in Cyber Insurance

Dec 30, 2025

“It’s the repetition of affirmations that leads to belief. And once that belief becomes a deep conviction, things begin to happen.”...

Founders' Corner

CyberLine Quarterly: A Brand Reimagined for the Future of Risk

Sep 30, 2025

As people and as businesses, We are shaped by the systems that support us— Designed to instill confidence and security. At...

Cyber Risk

Why Visibility Matters: Turning Supply Chain Risk into Strategic Insight

Sep 22, 2025

Cyber risk is not a direct contest between a company and an attacker. The real challenge today is the ecosystem: the...

Cyber Risk

When the Weakest Link Isn’t Your Own: Lessons from Supply Chain Cyber Events

Sep 08, 2025

In today’s economy, no company operates in isolation. Businesses rely on networks of suppliers, vendors, and partners. And while those connections...

Cyber Risk

Beyond Ransomware: Safeguarding Identity, Cloud, and Data in a Digital-First World

Aug 04, 2025

Cybersecurity is evolving quickly. At Cowbell’s first panel webinar, experts from across the industry gathered to explore critical threats beyond ransomware,...

Cyber Risk