Cowbell harnesses technology, data and AI to provide SMEs with advanced warning of cyber risk and customized cyber insurance adaptable to the threats of today and tomorrow.
Adaptive Cyber Insurance for Today’s and Tomorrow’s Threats

Adaptive Coverage
Coverage that evolves with the global threat landscape

Closed-Loop Risk Management
Continuous risk assessment and underwriting, fast response

Premium Incentives
Incentives for policyholders to improve their security posture


Closed-Loop Risk Management
Our closed-loop approach to risk management increases your organization’s insurability, offers complete insight into risk exposure, and empowers you to take control of loss mitigation.
Assess
Use Cowbell Factors™ to quantify your risk exposure and learn exactly how much and what types of coverage your business needs.
Insure
With your broker, determine insurable threats and their financial impacts to develop a cyber insurance policy custom-designed to suit your risk profile.
Respond
Cowbell’s security and insurance experts are on-call and always ready to immediately help you with a full range of post-incident recovery services.
Improve
Receive continuous risk assessments and recommendations to mitigate risk and optimize premiums via Cowbell Insights and the Cowbell Risk Engineering team.
Assess
Use Cowbell Factors™ to quantify your risk exposure and learn exactly how much and what types of coverage your business needs.
Insure
With your broker, determine insurable threats and their financial impacts to develop a cyber insurance policy custom-designed to suit your risk profile.
Respond
Cowbell’s security and insurance experts are on-call and always ready to immediately help you with a full range of post-incident recovery services.
Improve
Receive continuous risk assessments and recommendations to mitigate risk and optimize premiums via Cowbell Insights and the Cowbell Risk Engineering team.
Standalone Cyber for Better Financial Protection
Cowbell Prime are standalone, admitted, or surplus cyber insurance programs that deliver customized coverage aligned to your unique risk exposures.



Cyber Policies
Designed Just For You
Cowbell cyber coverages are specifically designed for enterprises with up to $1 billion in annual revenue. For a healthcare, technology, construction, finance, retail or agriculture business (along with other industries), Cowbell automates insurance applications. As an enterprise risk manager, your work is essentially already done.
PRIME
100
Standalone cyber insurance for businesses with up to $100M in revenue.
Ideal for first-time buyers or businesses upgrading from a Business Owner Policy (BOP) or packaged cyber policy.
PRIME
250
A complete portfolio of surplus, easy-to-understand cyber coverages.
For businesses with up to $1bn in revenue.
PRIME
Plus
Cowbell Prime Plus brings excess cyber risk insurance to businesses that need higher limits and more robust financial protection.
Cyber Insurance Knowledge Center
Reports, tips, and tools to help your agency and business succeed and stay secure.
Cowbell is backed by 20+ global reinsurance partners
Recent Blog Posts
The latest news and insights from the Cowbell team.
Safer Internet Day 2025: Together for a Better Internet
Each year, Safer Internet Day encourages individuals and organizations around the world to recognize the importance of online safety. This year, Safer Internet Day is observed on February 11, 2025 and carries the theme “Together for a better Internet." This theme...
Cowbell Resiliency Services (CRS): Empowering Policyholders with Proactive Cyber Defense
As cyber threats become more advanced—driven by AI innovations and intensified by geopolitical tensions—organizations of all sizes must rethink how they protect themselves. At Cowbell, we’ve long believed that prevention is better than cure, and we strive to deliver...
Empowering Data Privacy: Best Practices for Data Privacy Day 2025
Every day, helping drive smart data privacy and security practices is at the heart of everything we do at Cowbell. During Data Privacy Day, we recognize an even greater opportunity to remind everyone of the evolving risk landscape and share safer practices that we can...

