Cowbell Cyber Insurance:
Customized, Quantified, Optimized

Our standalone Cowbell Cyber Insurance policy fills the gap in cyber coverage with comprehensive policies aligned to your quantified risk exposures.

AIM: Insure with Pinpoint Accuracy

Assess

Quantifying risk exposures tells you exactly how much and what type of coverage your business needs. Use Cowbell Factors™ to evaluate your risk exposures from the inside out.

  THREATS

Mapping insurable cyber threat to a quantified metric readily reveals potential cyber vulnerabilities. Using inside-out observations, Cowbell Factors provide clear and decisive underwriting direction.

  LOSS CONTROL

As an early detection signal for potential losses, Cowbell insights help businesses minimize and prevent the financial impact of their unique risk exposures.

Insure

A standalone cyber insurance policy is custom-designed to suit your risk exposures. With your Cowbell Factors and your broker, determine insurable threat categories and financial impact.

  SIMPLIFIED APPLICATION PROCESS

Cowbell automates the process. Your Cowbell Factors guide you. You and your broker determine coverage. The data is already aggregated to help you make the best decisions for your business.

  IDENTIFIABLE CLAIMS

In the aftermath of a cyberattack, Cowbell Factors help enterprises capture necessary information for filing, remediating, and expediting their claims.
Find your Cowbell Factors.

Monitor

Continuous observation means you can check your risk exposure and progress of your remedial action at any time. Continuous insights allow you to optimize premiums and mitigate risk.

  24/7 REVIEW

The AI-powered Cowbell Factors shift cyber risk management from a once-a-year proposition to an on-demand option. Using multiple data sources, the platform continuously evaluates your risk exposure.

  PREMIUM OPTIMIZATION

Offering auto-remediation guidance, Cowbell allows you to review your risk mitigation efforts as often as you like. You can refine your efforts and adjust your policy to match your evolving needs.

Talk to your broker about a policy with Cowbell Cyber Insurance.

Get to Know Your Cowbell Factors

Cyber Coverage

Protect Your Company Against Cyber Losses

Standalone and comprehensive, Cowbell Cyber Insurance covers your risks according to your specific cybersecurity exposures. Your Cowbell Factors identify your risk level to help you determine the ideal package of insurance coverage to mitigate potential losses from a cyberattack.

SECURITY BREACH
EXPENSE

Coverage for losses and incident recovery expenses such as forensic investigation or customer notification

EXTORTION
THREATS

Coverage for costs associated with ransoms related to cyber intrusions into business systems

REPLACEMENT OR
RESTORATION OF DATA

Coverage for the costs to replace or restore data or programs in the aftermath of an incident

LOSS OF
BUSINESS INCOME 

​Coverage for losses and costs associated with the inability to conduct business due to a cyberattack

PUBLIC RELATIONS
EXPENSES

​Coverage for the costs to hire a public relations firm to restore reputation following a cyber incident

SECURITY BREACH
LIABILITY

Coverage of costs, if liable, incurred by customers and other third parties due to a cyberattack

COMPUTER AND FUNDS
TRANSFER FRAUD

Coverage for the losses associated with a fraudulent transfer of money, securities, or other property 

SOCIAL
ENGINEERING

Coverage for losses associated with social engineering incidents 

RANSOM
PAYMENTS

Coverage for the reimbursement of ransom payment to a third party to resolve an extortion threat

POST BREACH
REMEDIATION

Coverage for labor costs to remediate security weaknesses identified by an independent security firm

HARDWARE
REPLACEMENT COSTS

Coverage for the cost to replace destructed or corrupted equipment after a cyber incident

TELECOMMUNICATION
FRAUD

​Coverage for the cost of unauthorized use of the insured’s telephone system following a cyber incident

Discuss Cowbell Cyber continuous risk assessment and coverage options with your agent.