Cyber Insurance

Customized
And Optimized

Cowbell Prime consists of standalone, admitted or surplus cyber insurance programs that deliver customized cyber policies aligned to your identified and quantified risk exposures.

Insure with Confidence

Cowbell overcomes the challenges of traditional cyber insurance: the tendency for the nature of cyber to become complex, the imperfect ability to correlate loss and incidents and the inability to observe cyber self-protection efforts.

Underwriting

Better Coverage Limits

Cowbell Factors™ inspire confidence in underwriting and enable higher limits for appropriate coverage.
Risk Transfer

Selective Risk Transfer

Real-time visibility of risk exposures increases overall premium adequacy and allows for ongoing coverage review.

Secure

Closing the Insurability Gap

Continuous innovation introduces coverage for supply chain-related incidents, cloud workloads, mobile threats, insider threats and more.

Closed-Loop Risk Management

Our closed-loop approach to risk management increases your organization’s insurability, offers complete insight into risk exposure, and empowers you to take control of loss mitigation.

Assess

Use Cowbell Factors™ to quantify your risk exposure and learn exactly how much and what types of coverage your business needs.

Cowbell Advantage

Insure

With your broker, determine insurable threats and their financial impacts to develop a cyber insurance policy custom-designed to suit your risk profile.

Respond

Cowbell’s security and insurance experts are on-call and always ready to immediately help you with a full range of post-incident recovery services.

Improve

Receive continuous risk assessments and recommendations to mitigate risk and optimize premiums via Cowbell Insights and the Cowbell Risk Engineering team.

Cowbell Advantage

Assess

Use Cowbell Factors™ to quantify your risk exposure and learn exactly how much and what types of coverage your business needs.

Insure

With your broker, determine insurable threats and their financial impacts to develop a cyber insurance policy custom-designed to suit your risk profile.

Respond

Cowbell’s security and insurance experts are on-call and always ready to immediately help you with a full range of post-incident recovery services.

Improve

Receive continuous risk assessments and recommendations to mitigate risk and optimize premiums via Cowbell Insights and the Cowbell Risk Engineering team.

Cyber Policies

Designed Just For You

Cowbell cyber coverages are specifically designed for enterprises with up to $250 million in annual revenue. For a healthcare, technology, construction, finance, retail or agriculture business (along with other industries), Cowbell automates insurance applications. As an enterprise risk manager, your work is essentially already done.

PRIME

100

Standalone cyber insurance for businesses with up to $100M in revenue.

Ideal for first-time buyers or businesses upgrading from a Business Owner Policy (BOP) or packaged cyber policy.

PRIME

250

A complete portfolio of admitted or surplus, easy-to-understand cyber coverages.

For businesses with up to $250M in revenue.

Written on the industry’s most robust forms.

PRIME

Plus

Cowbell Prime Plus brings excess cyber risk insurance to businesses that need higher limits and more robust financial protection.

Next-Generation Cyber Insurance

Cowbell uses technology, data and automation to expand the value of its policy beyond coverage. Our closed-loop risk management approach delivers value on day one and everyday thereafter.

Cowbell
Coverage for most types of incidents

Most robust forms on the market

Claims handled by cyber experts

Bundled with every policy:

Continuous risk monitoring

Peer benchmarking

Live risk engineering guidance

On-demand access to risk insights

Cyber awareness training for employees

Real-time evaluation of risk posture for cloud services through connectors

5% premium credit when a connector is activated

Cowbell Prime Availability Map

Cowbell Prime Availability

Cowbell is licensed to sell insurance in the 50 U.S. states and the District of Columbia. Cowbell Prime cyber insurance programs are offered on an admitted or surplus basis in 48 states and the District of Columbia. Click here to access Cowbell’s licensing details.

Find Out How Cowbell Protects Businesses