Cowbell Prime 100:
Standalone Cyber for Better Protection

A standalone cyber policy provides comprehensive financial protection against cyber threats compared to packaged policies and add-ons.  

Cyber Coverage

Protect Your Company Against Cyber Losses

Standalone and comprehensive, Cowbell Cyber Insurance covers your risks according to your specific cybersecurity exposures. Your Cowbell Factors identify your risk level to help you determine the ideal package of insurance coverage to mitigate potential losses from a cyberattack.

SECURITY BREACH
EXPENSE

Coverage for losses and incident recovery expenses such as forensic investigation or customer notification

EXTORTION
THREATS

Coverage for costs associated with ransoms related to cyber intrusions into business systems

REPLACEMENT OR
RESTORATION OF DATA

Coverage for the costs to replace or restore data or programs in the aftermath of an incident

LOSS OF
BUSINESS INCOME 

​Coverage for losses and costs associated with the inability to conduct business due to a cyberattack

PUBLIC RELATIONS
EXPENSES

​Coverage for the costs to hire a public relations firm to restore reputation following a cyber incident

SECURITY BREACH
LIABILITY

Coverage of costs, if liable, incurred by customers and other third parties due to a cyberattack

COMPUTER AND FUNDS
TRANSFER FRAUD

Coverage for the losses associated with a fraudulent transfer of money, securities, or other property 

SOCIAL
ENGINEERING

Coverage for losses associated with social engineering incidents 

RANSOM
PAYMENTS

Coverage for the reimbursement of ransom payment to a third party to resolve an extortion threat

POST BREACH
REMEDIATION

Coverage for labor costs to remediate security weaknesses identified by an independent security firm

HARDWARE
REPLACEMENT COSTS

Coverage for the cost to replace destructed or corrupted equipment after a cyber incident

TELECOMMUNICATION
FRAUD

​Coverage for the cost of unauthorized use of the insured’s telephone system following a cyber incident

Discuss Cowbell Cyber continuous risk assessment and coverage options with your agent.

Standalone Cyber for Better Financial Protection

Assessing your organization’s unique risk exposure is the only way to reveal exactly how much and what type of coverage your business needs.

  STANDALONE CYBER

An insurance policy dedicated to cyber delivers an adequate level of protection for the variety of attacks targeting businesses – cybercrime, ransomware or data breach.

  CUSTOMIZED POLICIES

Every business faces cyber risks but every business also has unique exposures. Your Cowbell Prime 100 standalone policy – coverages, limits and deductible – is tailored to your business based on identified and quantified risks.

Get to Know Your Cowbell Factors