Cowbell Prime 250

Breadth of Coverage, Clarity, Speed

Prime 250 offers a complete portfolio of admitted, easy-to-understand cyber coverages written on the industry’s most robust forms.

Cyber Coverage

Protect Your Company Against Cyber Losses

First Party Expense

  • Cowbell Breach Fund
  • Extortion Costs
  • Data Restoration
  • Business Impersonation Costs
  • Reputational Harm Expense

First Party Loss

  • Cyber Crime Loss
  • Business Interruption Loss
  • Contingent Business Interruption Loss
  • System Failure Business Interruption Loss
  • System Failure Contingent Business Interruption Loss
  • Bricking Costs
  • Cryptojacking
  • Criminal Reward Costs  
  • Utility Fraud Attack


  • Liability Costs
  • PCI Costs
  • Regulatory Costs
  • CCPA Costs
  • GDPR Costs
  • Media Liability
  • Contingent Bodily Injury/Property Damage

Industry-specific endorsements

  • Construction: Missed Bid Endorsement
  • Manufacturing: Contractual Damages Endorsement


Cowbell Prime 250 brings clarity to your insurance policy with coverages designed to reflect a rapidly evolving threat landscape and risk exposures.


With 25 cyber specific coverages, Cowbell Prime 250 reflects the diversity of cyber incidents impacting businesses. With refined coverage descriptions, Prime 250 provides financial protection and peace of mind to digital business operations.


Coverages in Cowbell Prime 250 are organized in easy to understand categories – liability, first-party loss, first-party expense – mirroring incident response plans.


Coverages are anchored in Cowbell Factors™ which identify and quantify the unique risk exposures of your organization. Personalizing your cyber policy to your needs for risk transfer and financial protection is straight forward with Cowbell Prime 250.


Using industry-specific packages with presets for basic, popular, or elite coverage, your agent can instantly create quotes that match the unique profile of your business.


With a process that is 100% online, it takes a few clicks to customize quotes beyond preset packages to match your desired limits or deductible while still issuing policies in minutes.


Cowbell Factors deliver value even prior to signing your policy with quantified cyber risks and industry peer benchmarking.


Derived from Cowbell Factors, Cowbell Insights deliver recommendations to improve your risk ratings and remediate security weaknesses. Businesses also gain access to complimentary cybersecurity awareness training with their cyber policy.


Cowbell Insights and Cowbell Factors are refined as you add inside-out data to risk ratings. Activate Cowbell Connectors to get deeper insights and increase your cyber resilience.

Get to Know Your Cowbell Factors