Adaptive Cyber Insurance

Cowbell Prime 100 Pro

Prime 100 Pro takes standalone, admitted cyber coverage to the next level. Built for SMEs seeking broader protection from cyber threats, it provides agents more flexibility and choices for their customers.

Product Details:

Offered exclusively through Cowbell
Limits up to $3M

Admitted offering in 41 U.S. states and growing

AM Best rated A (Excellent) paper, Palomar Specialty Insurance Company

Short and long-term policy options

Powered by Cowbell Factors’ continuous risk assessment

For Agents

Don’t miss another opportunity! The addition of Prime 100 Pro to our portfolio of insurance products helps agents capture more cyber business using a consultative approach, matching the right coverage to the specific needs of each customer.

For Policyholders

With options like cryptojacking, reverse social engineering, and contingent business interruption – typically only offered as Excess and Surplus – policyholders will be financially protected from today’s biggest emerging cybersecurity threats.

Available in 32 states with more to come

Alabama Kentucky Oklahoma
Arizona Louisiana Oregon
Arkansas Maryland Pennsylvania
Colorado Michigan South Carolina
Delaware Mississippi South Dakota
Florida Missouri Tennessee
Georgia Nevada Texas
Illinois New Jersey Utah
Indiana New Mexico Virginia
Iowa North Carolina Wisconsin
Kansas Ohio  
Alabama Mississippi
Arizona Missouri
Arkansas New Jersey
Colorado New Mexico
Delaware North Carolina
Florida Ohio
Georgia Oklahoma
Illinois Oregon
Indiana Pennsylvania
Iowa South Carolina
Kansas South Dakota
Kentucky Tennessee
Louisiana Texas
Maryland Virginia
Michigan
Cowbell Prime 100 Pro Availability

*Prime 100 Pro is the first admitted Cowbell cyber program in Hawaii. 

Coverages

First Party Expense

Cowbell Breach Fund

Extortion Threats and Ransom Payments

Replacement or Restoration of Electronic Data

First Party Losses

Business Income and Extra Expense

Cyber Crime Incidents

Third Party Coverages

Cyber Liability

Enhancement Endorsements

System Failure Loss Endorsement

Contingent Business Interruption

Blanket Additional Insured

Primary and Noncontributory

Specified Defense/Breach Counsel

Cryptojacking Loss

Bricking Cost

Waiver of Subrogation

More coverage endorsements are available.

Cowbell for Program Business and Affinity Groups

Appetite – Target Classes

Accounting, Contractors, Financial Services, Healthcare, Hospitality, Insurance Agencies, Law Firms, Medical & Dental Offices, Non-profit Organizations, Professional Services, Real Estate, Retailers, Trucking, Wholesale and more.

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