Introducing Prime 100 Pro

Robust Cyber Coverage for Small Businesses

Cowbell’s newest cyber insurance product was built to provide small and medium-sized enterprises with enhanced coverage options on an admitted basis.

Prime 100 Pro offers:

Broad coverages options, typically available through excess and surplus lines

Automated underwriting for bindable quotes in less than 5 minutes

Limits up to $3M

Personalized risk management services available to all P100 Pro policyholders

Find out if Cowbell Prime 100 Pro is right for your small business customers.

Reach out to your Cowbell representative or email us to find your regional contact.

Product Details


“A-” rated Admitted paper
Palomar Specialty Insurance Company


Offered exclusively through Cowbell

Star on a Badge

Backed by top global reinsurance partners

Available in 32 states with more to come in 2024

Alabama Kentucky Oklahoma
Arizona Louisiana Oregon
Arkansas Maryland Pennsylvania
Colorado Michigan South Carolina
Delaware Mississippi South Dakota
Florida Missouri Tennessee
Georgia Nevada Texas
Illinois New Jersey Utah
Indiana New Mexico Virginia
Iowa North Carolina Wisconsin
Kansas Ohio
Alabama Mississippi
Arizona Missouri
Arkansas New Jersey
Colorado New Mexico
Delaware North Carolina
Florida Ohio
Georgia Oklahoma
Illinois Oregon
Indiana Pennsylvania
Iowa South Carolina
Kansas South Dakota
Kentucky Tennessee
Louisiana Texas
Maryland Virginia
Cowbell Prime 100 Pro Availability


First Party Expense

Cowbell Breach Fund

Extortion Threats and Ransom Payments

Replacement or Restoration of Electronic Data

Business Income and Extra Expense

Cyber Crime Incidents

3rd Party Coverages

Cyber Liability

Coverage Endorsements

Contingent Business Interruption Endorsement

Cowbell Breach Fund Separate Limit Endorsement (Available in the future)

Cryptojacking Loss Endorsement

Contractual Damages Endorsement (Available in the future)

Bricking Costs Endorsement

Ransomware Sublimit Endorsement

Post Breach Remediation Endorsement

System Failure Loss Endorsement

Telecommunications Fraud Endorsement

Website Media Content Liability Endorsement

Impersonation Fraud Endorsement

More coverage endorsements are available.

Cowbell for Program Business and Affinity Groups

Risk Appetite

Financial Services, Healthcare, Retailers, Law Firms, Medical Offices, Insurance Agencies, Professional Services, Hospitality, Accounting Firms, Non-profit Organizations, Contractors, Truckers, Wholesale and more.

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