Across the globe - from organizations seeking Surplus Lines coverage in the US, to small and mid-sized businesses navigating the London Market in the UK, and enterprises securing Specialty...
Cyber Risk Posts
Unlocking Value: A Deep Dive into Complimentary Cybersecurity Services
For many enterprises, purchasing insurance can feel very transactional. Policyholders pay a premium, receive a document, and hope that they never have to think about it again until either they need...
The Sound Approach to Resilience: Turning Risk into Confidence with Cowbell Resiliency Services (CRS) and AI
With Cybersecurity Awareness Month kicking off next month, businesses of all sizes face a familiar challenge: digital risks evolve faster than traditional security checkups can track. Digital risks...
Behind the Breach, Episode 4: The Ransomware Negotiation Leaked to the Press
In a cyber incident, the story rarely waits for the investigation. Customers notice something is wrong. Employees start asking questions. Social media fills the information vacuum. And all of this...
Introducing AI Cowbell Factors™: A New Standard for Measuring Enterprise AI Risk
How continuous telemetry across AI observability, autonomy, and governance can give brokers and underwriters greater clarity Every major technology shift has forced the insurance industry to rethink...
Be the Pilot, Not Just the Passenger
Throughout the industry, the fear isn't just that AI will replace the broker. There’s a genuine argument to say that AI will also make every broker sound the same. Because if everyone uses the same...
Behind the Breach, Episode 3: The Help Desk Call That Cost $24 Million
A locked account. A routine help desk call. A password reset that appeared to follow the process. Then $24 million in insurance payments went to the wrong account. In this episode of Behind the...
When Digital Threats Have Physical Consequences
When we discuss cyber insurance, the conversation almost instinctively defaults to compromised data, network outages, and privacy liabilities. However, for U.S. brokers advising the manufacturing,...
Continuous Underwriting: Why “Once a Year” is Broken
As I drove to work this week, a reminder popped up to tell me that I need to book in for a service. This made me think about how the insurance industry has treated cyber; you wouldn't drive a car...
Sustaining Operations Under Pressure
When a severe cyber incident strikes a large enterprise, the operational fallout often extends far beyond locked servers and compromised data. A devastating ransomware attack or network intrusion...
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