OMNI is built on Cowbell’s fully integrated, AI-enabled platform and global risk pool of over 55M entities worldwide OMNI delivers highly customized coverage for complex and evolving exposures with...
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Behind the Breach, Episode 3: The Help Desk Call That Cost $24 Million
A locked account. A routine help desk call. A password reset that appeared to follow the process. Then $24 million in insurance payments went to the wrong account. In this episode of Behind the...
When Digital Threats Have Physical Consequences
When we discuss cyber insurance, the conversation almost instinctively defaults to compromised data, network outages, and privacy liabilities. However, for U.S. brokers advising the manufacturing,...
Sustaining Operations Under Pressure
When a severe cyber incident strikes a large enterprise, the operational fallout often extends far beyond locked servers and compromised data. A devastating ransomware attack or network intrusion...
Wrongful Collection, BIPA and Navigating the Privacy Minefield
For modern enterprises, data collection is the engine of efficiency. From fingerprint scanners replacing traditional time clocks to facial recognition software enhancing security, the use of...
The Power of the Pause: Why Wire Fraud is a Business Risk, Not Just a Cyber Risk
The speed of modern commerce is often taken for granted. Invoices are generated, approved, and paid in minutes. But the same processes that help a business move faster can also create opportunities...
Mental Anguish Coverage: The Human Element of Cyber Risk
When a major cyber incident occurs, the immediate focus naturally gravitates toward the technical and financial fallout. Incident response teams rush to contain the breach, while executives...
Behind the Breach, Episode 2: The Week Before Christmas
The week before Christmas is the busiest time of year for BrightSpark Toys. Orders are moving, warehouses are running around the clock, and every delay carries a cost. Then systems start going down....
Quantum Computing Incident Coverage: Preparing for Tomorrow, Today
The cybersecurity landscape is constantly evolving, but few emerging technologies pose as systemic a threat as quantum computing. While wide-scale quantum attacks capable of breaking standard...
Expanded Cyber Crime Loss Protection: Looking Beyond the Breach
When we think of cyber risk, the default image is often a massive data breach - millions of records exfiltrated and sold on the dark web. However, for today's enterprise risk managers and CFOs, the...
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