Cowbell Appoints Cyber Insurance Expert Simon Hughes to Spearhead UK Operations

Company expands continuously monitored risk pool to 35 million SMEs across the U.S. and the UK

PLEASANTON, Calif., and LONDON, U.K. April 4, 2023 – Cowbell, the leading provider of cyber insurance for small and medium-sized enterprises (SMEs), has launched its UK operations and appointed cyber insurance expert, Simon Hughes, as General Manager for Cowbell UK. Hughes joins Cowbell with a unique blend of experience across the U.S. and the UK, most recently serving as the Cyber Team Lead at CFC Underwriting.

“The cyber insurance industry needs to evolve at the same pace as the cyber threat landscape,” said Hughes. “I am delighted to join one of the most innovative companies in the market at a time when businesses in the UK and around the world are prioritizing cyber resilience.”

Hughes is a seasoned underwriter with over 13 years of experience in the insurance industry. He is a proven leader with a deep understanding of cyber risk and insurance and has been instrumental in driving success in his previous roles. Hughes began his career at Lloyd’s of London and has since gained valuable experience with the multi-national reinsurer SOVAG and CFC Underwriting, a UK-based specialty insurer. At CFC, Hughes was a senior member of the cyber team for six years, serving as a cyber underwriter and leader focusing on SMEs. Simon led the UK and EU cyber underwriting teams to achieve market-leading and profitable growth in a rapidly growing market.

Cowbell has grown its risk pool internationally to 35 million SMEs, which allows the company to pre-assess risk and deliver coverage at speed while maintaining the most accurate underwriting process. Cowbell’s risk pool also contributes to maintaining proactive visibility into the macro-level cyber threat landscape in the SME market.

“We are relentless in our mission to close the insurability gap and make cyber insurance accessible to all businesses regardless of geographical boundaries,” said Matthew Jones, Chief Strategy Officer at Cowbell. “Simon brings the expertise to roll out to the UK the adaptive cyber insurance products that we have successfully validated in the U.S., underpinned by our continuous risk assessment approach.”

To further extend the company’s global focus on innovation for cyber insurance, Cowbell recently opened a new technology center in Pune, India. This follows a string of initiatives Cowbell has launched over the past year, including Cowbell 365, which offers policyholders comprehensive support for risk improvement and incident response, and the introduction of Cowbell’s Adaptive Cyber Insurance offering: policies that continuously evolve to remain aligned with the policyholder’s cyber exposures, avoid coverage gaps and bring full transparency into renewal terms throughout the policy period. Cowbell continues to attract expert talent in cyber insurance to drive innovation and pave the way for modern cyber insurance that boosts adoption and matches the risk covered.

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About Cowbell
Cowbell is a pioneer of Adaptive Cyber Insurance, a leader in providing small and medium-sized enterprises (SMEs) coverage adaptable to today’s and tomorrow’s threats and the advanced warning of cyber risk exposures. In its unique AI-based approach to risk selection and pricing, Cowbell’s continuous underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue in less than 5 minutes. Cowbell is backed by 20 prominent leading global (re)insurance partners and serves SMEs in 50 U.S. states and the District of Columbia. Founded in 2019, Cowbell is based in the San Francisco Bay Area with employees across the U.S., Canada, India, and the UK. For more information, please visit

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