"Float like a butterfly, sting like a bee." — The Greatest Muhammad Ali. Seven years after Cowbell’s inception, the industry has reached a pivotal moment. Today, I want to explore the three...
AI and Insurance: Vector, Peril, and Promise
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Deepen your understanding of cyber risk with insights that make cyber insurance and cybersecurity clearer, smarter, and easier to navigate.
The Power of the Pause: Why Wire Fraud is a Business Risk, Not Just a Cyber Risk
The speed of modern commerce is often taken for granted. Invoices are generated, approved, and paid in minutes. But the same processes that help a business move faster can also create opportunities...
Mental Anguish Coverage: The Human Element of Cyber Risk
When a major cyber incident occurs, the immediate focus naturally gravitates toward the technical and financial fallout. Incident response teams rush to contain the breach, while executives...
Quantum Computing Incident Coverage: Preparing for Tomorrow, Today
The cybersecurity landscape is constantly evolving, but few emerging technologies pose as systemic a threat as quantum computing. While wide-scale quantum attacks capable of breaking standard...
Expanded Cyber Crime Loss Protection: Looking Beyond the Breach
When we think of cyber risk, the default image is often a massive data breach - millions of records exfiltrated and sold on the dark web. However, for today's enterprise risk managers and CFOs, the...
Have No Fear, “Symbiotic” Underwriting is Here
I feel it’s time to truly address the elephant in the room. Because there is a genuine fear in the market - perhaps in your own office - that AI wants to take the wheel. The goal of "insurtech" is...
Affirmative AI Incident Coverage: Clearing the Confusion
Artificial Intelligence is fundamentally transforming how large enterprises operate, but it is also arming threat actors with highly scalable, cost-effective tools. From AI-powered social...
Scaling Protection for the Modern Enterprise
Throughout my career in the insurance industry - from underwriting and building specialized programs, to managing portfolios at Markel - I’ve seen firsthand how the market responds to evolving...
Looking Ahead: Quantum Risk in Cyber Insurance
Some cyber risks unfold over a much longer period than a typical incident. Quantum computing is one of them. At scale, quantum systems have the potential to break widely used encryption methods....
AI is changing cyber risk. Coverage needs to keep up.
Artificial intelligence is already reshaping how cyber incidents take place. It’s making attacks faster to create and easier to scale. Social engineering is more convincing. Fraud is more targeted....
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