The cybersecurity landscape is constantly evolving, but few emerging technologies pose as systemic a threat as quantum computing. While wide-scale quantum attacks capable of breaking standard encryption are not happening today, the risk is already here. Threat actors are actively deploying a “harvest now, decrypt later” strategy – stealing encrypted data today with the intent of unlocking it when quantum capabilities mature.
For brokers advising CISOs and risk managers in the mid-market, this presents a unique challenge. How do you insure against a threat that is looming just over the horizon?
Stepping Up to the Mid-Market Challenge
Building on our current success in protecting small and medium-sized enterprises, we recognize that expanding our footprint into larger, more complex risks requires anticipating future vulnerabilities. Organizations in the $250M+ revenue segment possess massive data stores that are prime targets for these long-term harvesting campaigns. Scaling up means providing sophisticated risk management that looks beyond today’s headlines.
That is why we are introducing Prime One, Cowbell’s most advanced U.S. cyber insurance offering for larger organizations navigating complex digital risk. While Prime 250 remains available for surplus lines accounts under $250M in revenue, Prime One is positioned as a distinct new option for larger accounts. It combines modernized policy language, established in-house cyber claims expertise, and modular flexibility.
Forward-Looking Coverage for Quantum Threats
Through my 30 years of experience building secure, intelligent enterprise platforms, I have been instrumental in transforming how cyber risk is assessed and managed. A core component of Prime One is its expanded emerging risk protection, which explicitly includes coverage for Quantum Computing Incidents. We provide confidence in protection that evolves with threats, not against them.
This forward-looking coverage ensures that as quantum capabilities become a reality, our policyholders won’t be caught in a gap of silent or ambiguous policy language.
Fortifying Infrastructure Today
Insurance is only one piece of the puzzle. Matthieu Chan Tsin (SVP and General Manager of Resiliency Services at Cowbell) notes that Cowbell Resiliency Services equips policyholders with the tools and expertise to proactively detect and mitigate vulnerabilities, fortify infrastructure, and counter evolving threats.
“You cannot wait for quantum computers to come online before securing your data,” Matthieu notes. “The defense starts now with crypto-agility and proactive monitoring.”
Prime One reflects Cowbell’s commitment to clarity, resilience, and confidence in larger risks. By addressing tomorrow’s threats today, we empower national brokers to deliver unparalleled value to their enterprise clients.
