Product Owner | Individual Contributor | Reports to: SVP, Business Management



Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.

Founded in 2019, Cowbell is based in the San Francisco Bay Area with employees across the U.S., Canada, U.K. and India and is backed by over 15 A.M. Best A- or higher rated reinsurance partners.

In support of business objectives, we are actively looking for an ambitious person, who is not afraid of hard-work and embraces ambiguity as it comes to join our Business Management Team as a Product Owner.

If that sounds like you and if you are excited to join our team and be part of an exciting institution where you can hone your skills and develop new ones in a fun, challenging and dynamic environment please send your application to Kelly Spurgeon: xryyl@pbjoryyplore.nv.


Seeking a dynamic and experienced Product Owner with a strong background in software development within the insurance or cyber security industry, with proficiency in Scrum methodologies. The ideal candidate will participate in cross-functional teams to deliver innovative, customer-centric solutions, driving product vision and strategy. This role demands a deep understanding of market trends, user needs, and competitive landscapes to ensure the successful execution of product roadmaps and continuous improvement in product delivery.

What you will do:

  • Be a key member of the Product Team, and create the right digital experiences to delight our users (insurance brokers, insurance buyers, and internal users)
  • Groom and prioritize backlog; develop user stories and acceptance criteria
  • Execute insurance product roadmaps through technology platform solutions within the Cowbell ecosystem 
  • Collaborate with our design team to create and validate solutions for the customer’s requirements
  • Gather customer requirements and feedback through frequent process observation, surveys, analysis, research and testing
  • Be a department liaison for business divisions; performing the role of the primary communicator and link between user stakeholders and engineering teams
  • Coordinate User Acceptance testing and manage inner-departmental dependencies surrounding project release tasks

What Cowbell needs from you:

  • 5+ years of experience with agile scrum methodologies, of which 3+ years are in a Product Manager or Product Owner role
  • Sense of urgency and mission driven
  • Core understanding of the system development life cycle for custom built software
  • Experience with Commercial Insurance terminology, process and industry needs 
  • Experience working with product roadmaps, prioritization, sprints, stand-ups
  • Experience with the Atlassian suite of tools preferred (JIRA, Confluence, etc.)
  • Experience negotiating priorities
  • Experience writing user stories 
  • Flexible and open to change and new information

What Cowbell brings to the table:

  • Nationwide medical, dental and vision coverage plus life insurance, long term disability and flexible spending accounts
  • 401K matching
  • Employee equity plan for all and wealth enablement plan for select customer facing roles
  • Comprehensive wellness program including flexible PTO, meditation app subscriptions, lunch and learn, book club, happy hours and much more
  • Professional development and the opportunity to learn the ins and outs of cyber insurance, cyber security as well as continuing to build your professional skills in a team environment