Throughout the industry, the fear isn't just that AI will replace the broker. There’s a genuine argument to say that AI will also make every broker sound the same. Because if everyone uses the same...
Be the Pilot, Not Just the Passenger
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When Digital Threats Have Physical Consequences
When we discuss cyber insurance, the conversation almost instinctively defaults to compromised data, network outages, and privacy liabilities. However, for U.S. brokers advising the manufacturing,...
Continuous Underwriting: Why “Once a Year” is Broken
As I drove to work this week, a reminder popped up to tell me that I need to book in for a service. This made me think about how the insurance industry has treated cyber; you wouldn't drive a car...
Sustaining Operations Under Pressure
When a severe cyber incident strikes a large enterprise, the operational fallout often extends far beyond locked servers and compromised data. A devastating ransomware attack or network intrusion...
Wrongful Collection, BIPA and Navigating the Privacy Minefield
For modern enterprises, data collection is the engine of efficiency. From fingerprint scanners replacing traditional time clocks to facial recognition software enhancing security, the use of...
AI and Insurance: Vector, Peril, and Promise
"Float like a butterfly, sting like a bee." — The Greatest Muhammad Ali. Seven years after Cowbell’s inception, the industry has reached a pivotal moment. Today, I want to explore the three...
The Power of the Pause: Why Wire Fraud is a Business Risk, Not Just a Cyber Risk
The speed of modern commerce is often taken for granted. Invoices are generated, approved, and paid in minutes. But the same processes that help a business move faster can also create opportunities...
Cowbell Named to Inc.’s 2026 Best Workplaces List
PLEASONTON, Calif., June 2, 2026 – Cowbell, a leading provider of adaptive cyber and specialty insurance solutions for global small and mid-market organizations, today announced it has been named to...
Mental Anguish Coverage: The Human Element of Cyber Risk
When a major cyber incident occurs, the immediate focus naturally gravitates toward the technical and financial fallout. Incident response teams rush to contain the breach, while executives...
Quantum Computing Incident Coverage: Preparing for Tomorrow, Today
The cybersecurity landscape is constantly evolving, but few emerging technologies pose as systemic a threat as quantum computing. While wide-scale quantum attacks capable of breaking standard...
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