When a major cyber incident occurs, the immediate focus naturally gravitates toward the technical and financial fallout. Incident response teams rush to contain the breach, while executives...
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Cowbell Blog
Deepen your understanding of cyber risk with insights that make cyber insurance and cybersecurity clearer, smarter, and easier to navigate.
Behind the Breach, Episode 2: The Week Before Christmas
The week before Christmas is the busiest time of year for BrightSpark Toys. Orders are moving, warehouses are running around the clock, and every delay carries a cost. Then systems start going down....
Quantum Computing Incident Coverage: Preparing for Tomorrow, Today
The cybersecurity landscape is constantly evolving, but few emerging technologies pose as systemic a threat as quantum computing. While wide-scale quantum attacks capable of breaking standard...
Expanded Cyber Crime Loss Protection: Looking Beyond the Breach
When we think of cyber risk, the default image is often a massive data breach - millions of records exfiltrated and sold on the dark web. However, for today's enterprise risk managers and CFOs, the...
Have No Fear, “Symbiotic” Underwriting is Here
I feel it’s time to truly address the elephant in the room. Because there is a genuine fear in the market - perhaps in your own office - that AI wants to take the wheel. The goal of "insurtech" is...
Affirmative AI Incident Coverage: Clearing the Confusion
Artificial Intelligence is fundamentally transforming how large enterprises operate, but it is also arming threat actors with highly scalable, cost-effective tools. From AI-powered social...
Scaling Protection for the Modern Enterprise
Throughout my career in the insurance industry - from underwriting and building specialized programs, to managing portfolios at Markel - I’ve seen firsthand how the market responds to evolving...
Behind the Breach, Episode 1: Inside the First 24 Hours of a Breach
When a ransomware attack hits, the first 24 hours shape how an organization responds. In the first episode of Behind the Breach, we walk through a simulated cyber incident in real time — following a...
Looking Ahead: Quantum Risk in Cyber Insurance
Some cyber risks unfold over a much longer period than a typical incident. Quantum computing is one of them. At scale, quantum systems have the potential to break widely used encryption methods....
AI is changing cyber risk. Coverage needs to keep up.
Artificial intelligence is already reshaping how cyber incidents take place. It’s making attacks faster to create and easier to scale. Social engineering is more convincing. Fraud is more targeted....
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