Cowbell Resiliency Services (CRS): Empowering Policyholders with Proactive Cyber Defense

by | Feb 6, 2025 | Cyber Risk, Innovation

As cyber threats become more advanced—driven by AI innovations and intensified by geopolitical tensions—organizations of all sizes must rethink how they protect themselves. At Cowbell, we’ve long believed that prevention is better than cure, and we strive to deliver more than just an insurance policy to fall back on. With the launch of Cowbell Resiliency Services (CRS), we’re doubling down on that commitment, offering a range of free and subscription-based tools that help our policyholders stay ahead of the ever-evolving threat landscape.

This blog post aims to provide everyone—Cowbell employees, broker partners, and policyholders alike—with a comprehensive overview of what CRS entails and why it matters.

1. The Motivation Behind CRS

Why Go Beyond Cyber Insurance?

  • Escalating Threats: Today’s adversaries employ AI-driven tactics and global networks of bad actors, making cyberattacks faster, more frequent, and more complex.
  • Proactive Posture: Simply having insurance to cover the aftermath of a breach is no longer enough. Businesses need continuous monitoring, threat assessments, and awareness training to catch problems before they escalate.
  • Cowbell’s Philosophy: Our goal has always been to empower policyholders with both financial risk transfer (insurance) and risk mitigation (security services). CRS is the next step in fulfilling that vision.

2. Free Services: Investing in Your Security Posture

One of the defining features of CRS is that it doesn’t just offer paid add-ons; it delivers tangible free resources aimed at elevating every policyholder’s security posture. Here’s what’s available at no extra cost:

  1. Free One-Year Cyber Threat Assessment for New Policyholders
    • A detailed evaluation of your network, systems, and processes to pinpoint vulnerabilities.
    • Actionable remediation guidance to strengthen your security stance from day one.
  2. Free One-Year Phishing Simulation for New Policyholders
    • This comprehensive phishing simulation service helps employees practice identifying and reporting phishing attempts.
    • Reduces the human-error factor by cultivating cyber-aware behavior from day one.
  3. Free Micro Pen-Testing
    • Short, focused penetration tests to uncover hidden vulnerabilities.
    • Helps you remediate weaknesses before malicious actors can exploit them.
  4. Free 30-Day Trial of IdentityAI and Comprehensive User Access Report
    • Get a proactive layer of identity monitoring across popular cloud services (e.g., Microsoft 365, Google Workspace, Okta).
    • Alerts you to unauthorized login attempts or unusual account behaviors.
  5. 30+ New Connectors for Centralized Visibility
    • Our extensive library of connectors integrates with leading security, cloud, endpoint, identity, and DevSecOps tools—such as AWS Security Hub, Microsoft Defender, Tenable, Proofpoint, Snyk, and many more.
    • Unifies risk data into a single dashboard, enabling real-time analysis and simplified management.

These free resources are a reflection of Cowbell’s significant investment in helping policyholders get ahead of cyber threats, not just react to them.

3. Subscription-Based Services for Advanced Protection

While the free services provide a robust baseline, some organizations require deeper, more specialized protection. CRS currently features four subscription-based offerings that integrate seamlessly with our free tools:

  1. Managed Detection and Response (MDR) powered by SpearTip
    • A 24/7, U.S.-based Security Operations Center (SOC) providing real-time monitoring, detection, and rapid response.
    • Leveraging AI-driven counterintelligence, this service helps contain threats like ransomware before they wreak havoc.
  2. Penetration Testing as a Service (PTaaS) powered by GMI
    • Comprehensive internal and external testing using top-tier tools (e.g., Nessus, Metasploit, BurpSuite).
    • Detailed vulnerability reports and remediation guidelines, ensuring you know exactly how to address discovered weaknesses.
  3. Cybersecurity Training as a Service (CTaaS) powered by Wizer
    • A library of 100+ microlearning videos, quizzes, and phishing simulations designed to heighten employee vigilance against common attacks.
    • Interactive modules encourage continuous learning, reducing the likelihood of human error in the face of social engineering tactics.
  4. IdentityAI powered by SpearTip
    • A paid tier of the same Identity AI tool offered for free in a 30-day trial.
    • Provides deeper visibility into and control over user accounts, alerting on anomalous behavior across Microsoft 365, Salesforce, Amazon CloudTrail, Cisco Duo, Okta, Google Workspace, and more.

4. The Power of 30+ Connectors: Deeper, Unified Visibility

One of the most significant enhancements CRS brings to the table is over 30 new connectors—covering a wide range of security, cloud, endpoint, and DevSecOps platforms. These connectors integrate seamlessly with Cowbell’s ecosystem, offering policyholders and brokers a single-pane-of-glass view into their cybersecurity posture. Below is a brief breakdown of the categories and some of the key tools within each:

  1. Cloud & Infrastructure
    • AWS Security Hub, AWS Inspector 2, AWS Access Analyzer: Aggregate security findings from AWS services for a centralized risk overview.
    • Microsoft Azure, Microsoft Defender for Cloud: Continuously assess security configurations and detect threats within Azure workloads.
    • Google Cloud Security Command Center: Surface misconfigurations, vulnerabilities, and threats across Google Cloud assets.
    • Lacework: Offers extended cloud visibility and threat detection through anomaly-based analysis.
  2. Endpoint & Vulnerability Management
    • Microsoft Defender for Endpoint, Microsoft Defender Vulnerability Management: Combine endpoint detection with prioritized, real-time vulnerability insights.
    • CrowdStrike Endpoint Security, Falcon Exposure Management: AI-driven endpoint protection and vulnerability discovery, improving detection and response.
    • Tenable, Qualys Vulnerability Management, Rapid7 InsightVM: Automate vulnerability scans, maintain compliance, and track remediation progress.
    • Qualys Container Security: Extend vulnerability management to containerized environments.
    • SentinelOne Singularity, Sophos Endpoint, Secureworks Taegis VDR: Additional endpoint-focused platforms that blend threat intelligence with behavioral analysis.
  3. Identity & Access Management
    • Okta: Streamline identity and access control, ensuring only authorized users access sensitive resources.
    • Microsoft Entra (formerly Azure Active Directory): Manage user identities and secure access to critical Microsoft cloud resources.
  4. Security Operations & Compliance
    • Security Studio: Simplifies risk assessments and compliance tracking across multiple frameworks.
    • Qualys Policy Compliance: Monitors and enforces compliance with internal policies and external regulations.
    • Cloudflare: Protects web applications and APIs from DDoS attacks and malicious traffic.
    • Google Workspace, Microsoft Secure Score: Offers broad visibility into misconfigurations, user behaviors, and security best practices.
  5. Email Security
    • Proofpoint: Advanced threat detection for email, protecting against phishing, malware, and business email compromise (BEC).
  6. Developer Security & More
    • Snyk: Integrates with code repositories to scan for vulnerabilities in open-source libraries and container images.
    • Arnica: Manages and monitors source code access rights, preventing unauthorized changes.
    • Aikido Software Security: Provides automated scanning for software vulnerabilities.
    • Semgrep: Enables static analysis within CI/CD pipelines to catch security issues earlier in the development cycle.
    • Safeguard Cyber: Secures collaboration, chat, and social media platforms against targeted attacks.

By harnessing data from these diverse sources, policyholders gain real-time insights into potential threats, while brokers and Cowbell’s underwriters can more accurately assess risk profiles and recommend the most effective coverage and security measures.

5. Closing the Loop: How CRS Data Improves Cowbell Factors

A standout aspect of CRS is the feedback loop. Data gleaned from continuous monitoring, penetration tests, phishing simulations, and Identity AI flows straight back into Cowbell Factors—our proprietary AI-based risk-rating engine. This constant stream of up-to-date threat intelligence means:

  • More Accurate Underwriting: Policy terms can adjust dynamically to your organization’s evolving security posture.
  • Informed Decision-Making: Brokers gain deeper insights, helping them advise on coverage that truly reflects real-time risk levels.
  • Faster Improvements: You receive immediate alerts and recommendations based on data-driven analysis, reinforcing your defenses against active threats.

6. The Role of Brokers: An Enhanced Cyber Risk Experience

CRS is supported by our network of trusted broker partners, ensuring they remain at the heart of the policyholder experience. Brokers can now offer clients:

  • A menu of free and paid services that are all integrated with their Cowbell coverage.
  • The ability to customize security strategies to each client’s unique needs, industry standards, and budget constraints.
  • Ongoing post-sale engagement to maintain visibility of a client’s cyber risks, creating long-term relationships built on value.

7. The Future of Cyber Insurance and Resiliency

By merging proactive security services with responsive cyber insurance, CRS signifies the future direction of the industry. Cyber insurance should not be just a safety net; it should function as a living, evolving partnership between insurers, brokers, and policyholders—one that helps deter attacks as much as it helps recover from them.

Join the CRS Movement

  • Policyholders: If you already have a Cowbell policy, reach out to your broker to activate these free offerings or explore our subscription-based solutions.
  • Brokers: Leverage CRS to differentiate your services. Equip your clients with an adaptive ecosystem of cybersecurity tools alongside comprehensive coverage.

Cowbell Resiliency Services is more than a product launch; it’s a milestone in our mission to empower every organization to stay ahead of cyber threats. By investing in proactive measures today, we can build a safer, more resilient digital world for everyone.

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